USDA and FHA Pro and Con in West-Modesto, Stanislaus County, CA
In 2025, the USDA loan cap in West-Modesto, within Stanislaus county, CA, is $354,100. For a single-family home, the FHA limit stands at $396,750.
Utilize the Lendersa® USDA loan calculator for a comparison of today's competitive rates for USDA versus FHA. Determine necessary criteria including income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, guiding you to choose the optimal one for your financial scenario in Alabama.
2025 Loan Limits and Down Payment Requirements in West-Modesto, Stanislaus, CA
Loan Type
Loan Limit
Down Payment
USDA
$354,100
0%
FHA
$396,750
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in West-Modesto, CA
Lendersa® is committed to securing the most advantageous USDA or FHA loan for you promptly and with ease. Select from three initial approaches to match lenders with suitable USDA loan programs.
USDA home loans, also termed USDA rural development loans or USDA mortgages, are government-backed and available only in rural areas. They require no down payment, unlike FHA loans, which necessitate a 3.5% minimum down payment.
107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204
The National Bank of Indianapolis is the largest locally-owned national bank headquartered in greater Indianapolis. With over $2 Billion in assets, we combine our expertise, local decision-making & tradition of superior service to deliver a full range of banking services to professionals, closely-held businesses & nonprofit organizations.
Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.
West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
5820 N. Canton Center, Suite 125, Canton, MI, 46142
Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.
In 1911, a fire swept through downtown Fayette, destroying most of the town. During the rebuilding, a business emerged. The State Bank and Trust Company, opened its doors in 1913. It adopted its current name, The Citizens Bank of Fayette in 1919.
Founded by Thomas Henry Robertson, Sr, The Citizens Bank has been led by three generations
The Credit Union for Robertson County was chartered in 1968 by employees of the Jesse Holman Jones Hospital. At that time, it was known as Jesse Holman Jones Hospital Employees Credit Union. In 1983, the membership expanded to include health-related employees and County and City employees.
The name and mission of our company came from an adventure that began in the fall of 2018. One of our friends ‘drafted’ four of us to help with the relief effort immediately following Hurricane Michael, a rare Category 5 storm, which had slammed into the coast of Panama City, Florida.
9745 Randall Drive, Suite 130, Indianapolis, IN, 46280
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
