USDA VS FHA in San-Dimas, Los Angeles County, CA

For the year 2026, the USDA loan limit in San-Dimas, within Los Angeles county of CA, is $657,900. Meanwhile, the FHA limit is set at $822,375 for a single-family residence.

To compare the best USDA and FHA rates today, use the Lendersa® USDA loan calculator. It helps you assess the necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to assist you in choosing which is optimal for your financial scenario in Alabama.

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2026 Loan Limits and Down Payment Requirements in San-Dimas, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in San-Dimas, CA

The aim at Lendersa® is to swiftly provide you with the best USDA or FHA loan options without unnecessary complexity. Choose among three different starting options to match with lenders and suitable USDA loans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, formally recognized as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, available in rural areas only. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



San-Dimas Lenders

  • Centaurian Commercial Capital
  • 301 E. Arrow Hwy #101-1038, San Dimas, CA, 91773
  • Lends in California
  • At Centaurian Commercial Capital, we believe that every client is unique, and we are committed to providing quality service tailored to each individual's requirements. We have established long-standing relationships with premier lending partners, enabling us to offer our clients the best financing solutions.

  • Christian Community Credit Union
  • 255 N Lone Hill Ave, San Dimas, CA, 91773
  • Lends in California
  • Our focus is on people, not profits. For 65 years, we’ve been providing individuals and ministries with the financial tools and knowledge they need to grow and thrive financially, so they can transform the world through their generosity. As a faith-based and purpose-driven financial institution, we have a deep commitment.

  • MortgageTree Lending
  • 402 W. Arrow Hwy, Suite 1, San Dimas, CA, 91773
  • Lends in California
  • The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.

  • Lori Printy - GEM Mortgage
  • 540 East Foothill Blvd, Suite 100F, San Dimas, CA, 91773
  • Lends in California
  • Lori Printy began her career with GEM Mortgage in 1998 at a young age of 23. She started working with a Top Producing Loan Officer as an assistant then moved on to wear many hats one of being a Sr. Loan Processor.


    Lori Printy’s passion of working with a team and learning all aspects of the loan business soon became a Mortgage Advisor

  • The Vallejo Team
  • 363 S San Dimas Ave, San Dimas, CA, 91773
  • Lends in California
  • The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.

  • Pacstar Lending
  • 433 W Allen Street, Suite 112, San Dimas, CA, 91773
  • Lends in California
  • We are a small, boutique mortgage company located in San Dimas, CA. We are a husband and wife team that employs several loan processors to ensure that our client’s loans are pushed through the system in a timely, efficient manner. After working for others since 2001, we made the decision in 2005 to open our own company.

  • Redx Lending
  • 100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
  • Lends in California
  • redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor

  • Cactus Lending Inc.
  • 981 W Arrow Hwy, Suite 187, San Dimas, CA, 91773
  • Lends in California
  • Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Better Home Financial, Inc.
  • 151 West Bonita Avenue, San Dimas, CA, 91773
  • Lends in California
  • Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.

  • Nuhome Team
  • 440 E Route 66, Glendora, CA, 91740
  • Lends in California
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost.
    Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"