USDA Vs. FHA Pro and Con comparison in Citrus, Los Angeles County, CA
In 2026, the USDA loan cap for Citrus within the county of Los Angeles, CA, is $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in Alabama best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Citrus, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Considering USDA and FHA Loans in Citrus, CA
The mission of Lendersa® is to help you secure the most advantageous USDA or FHA loan promptly and without unnecessary complications. Begin with one of three pathways that lead you to matching lenders and ideal USDA loan programs.
A USDA home loan is a government-backed loan guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
The Lending Maven is a Licensed Colorado Mortgage Broker for the last 18 years. I have worked with hundreds of families in achieving home ownership. My clients are like family, they know they can call, text or email me anytime if they have questions. I pride myself on my communication with my clients, lenders and realtors.
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8354 Northfield Blvd, Suite 3700, Denver, CO, 80238
BW Mortgages, LLC provides premier mortgage services throughout Colorado. If you’re interested in working with us, please read through the following and collect the relevant documents and Your mortgage application is the first step in the home buying or refinance process. Once submitted with current financial information.
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2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
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3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
"We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs:
FHA | FHA Ca
Mark is the founder of Remarkable Mortgage. He has been in the Mortgage business for more than 8 years. He started Remarkable Mortgage, so he and rest of the team could devote their time, attention & talents to serving the Senior community of Colorado. From the beginning of his mortgage career his goal was to do Reverse Mortgages and nothing else.
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