USDA Vs. FHA Pro and Con comparison in Charter-Oak, Los Angeles County, CA
In 2025, the USDA loan cap for Charter-Oak within the county of Los Angeles, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in Alabama best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Charter-Oak, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Considering USDA and FHA Loans in Charter-Oak, CA
The mission of Lendersa® is to help you secure the most advantageous USDA or FHA loan promptly and without unnecessary complications. Begin with one of three pathways that lead you to matching lenders and ideal USDA loan programs.
A USDA home loan is a government-backed loan guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
4165 East Thousand Oaks Boulevard, Suite 260, Westlake Village, CA, 91362
Option Funding, Inc. Is a mortgage banking and real estate consulting firm established in 2002. Genuinely dedicated to customer satisfaction, we work hard and not afraid to go the extra mile to provide exceptional service. At Option Funding, Inc., our team has real expertise to help you fund the right loan program
Our team consists of industry experts in real estate, mortgage, and tax. Not Your Normal Broker has served Southern California, out of our Thousand Oaks headquarters, for over 30 years. We are ready to take on your needs and get you on the right path. Michael Friedman an expert in real estate financing.
3655 East Thousand Oaks Boulevard, Thousand Oaks, CA, 91362
At Pacific Oaks Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
30721 Russell Ranch Rd, Suite 140, Thousand Oaks, CA, 91362
Our team has over 21 years of experience in the mortgage industry and access to the loan programs that will meet your unique financial needs. Providing Affordable Mortgages and Out of This World Customer Service. Our Quick and Easy Loan Process Will Have You Lifting Off to your Goals at Warp Speed.
31351 Via Colinas, Suite 205, Westlake Village, CA, 91362
Buying a new home, or refinancing a current mortgage, is among the most significant financial and personal decisions many people make during their entire life. Our commitment is to work together with you, to understand your needs and aspirations, and to find the home financing package that is just right for you—with minimum stress and drama.
340 North Westlake Boulevard, Suite 240, Westlake Village, CA, 91362
Serving all over California, we offer several convenient and secure options to apply for a loan. We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. Once your application has been submitted, shortly thereafter you will be notified on what rate you qualify for.
100 N. Westlake Boulevard, Suite 203, Westlake Village, CA, 91362
PEACHTREE FINANCIAL was formed in 1998 and has built a strong reputation as an outstanding boutique mortgage brokerage firm serving the lending needs of individual borrowers, real estate professionals and builders throughout the state of California. We understand the complexities involved in purchasing or refinancing a home or investment property
