USDA Vs. FHA Pro and Con comparison in Charter-Oak, Los Angeles County, CA
In 2026, the USDA loan cap for Charter-Oak within the county of Los Angeles, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in Alabama best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Charter-Oak, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Considering USDA and FHA Loans in Charter-Oak, CA
The mission of Lendersa® is to help you secure the most advantageous USDA or FHA loan promptly and without unnecessary complications. Begin with one of three pathways that lead you to matching lenders and ideal USDA loan programs.
A USDA home loan is a government-backed loan guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.
600 San Ramon Valley Blvd, Suite 202, Danville, CA, 94526
Persevere Lending (PL) is a California Corporation, specializing in the brokerage of privately funded mortgage transactions for real estate in NC, primarily in the greater Bay Area. Trust Deed investing, also known as “private” or “hard” money, is a niche alternative investment vehicle which offers an attractive return with the security of a Deed.
425 El Pintado Road, Suite 134, Danville, CA, 94526
Bay Area Mortgage Group is a professional Mortgage Brokerage serving the entire SF Bay Area. Bay Area Mortgage Group is here to help you achieve your real estate financing goals. Buying or refinancing a home can be a stressful experience. Bay Area Mortgage Group is ready to help.
St. George Realty specializes in knowledge and customer service. As a CPA, Steve St.George readily available to assist you through all aspects of a purchase, sale or refinance. From loan pre-approval to closing, Steve work directly with you. My clients appreciate there are no assistants, receptionists, processors..
696 San Ramon Valley Boulevard, Suite 226, Danville, CA, 94526
The Agency Real Estate and Finance is a full-service, real estate and mortgage brokerage representing clients for the California residential and commercial marketplace. We represent a broad spectrum of classes, including single-family residential, new development, commercial business, multi-family residential, residential leasing, and more
Our team is committed to providing our clients with the highest quality of financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
425 El Pintado Road, Suite 145, Danville, CA, 94526
Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
