USDA Vs. FHA your options comparison in Temescal-Valley, Riverside County, CA

In 2025, the USDA loan cap for Temescal-Valley, located within Riverside county, CA, is $381,800. For a single-family home, the FHA cap stands at $477,250.

Utilize the Lendersa® USDA loan calculator to compare the USDA and FHA rates available today. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA options side by side to select the best program for your financial situation, especially in Alabama.

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2025 Loan Limits and Down Payment Requirements in Temescal-Valley, County of Riverside, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Temescal-Valley, CA

Lendersa® aims to help you find the best USDA or FHA loan quickly and effortlessly. Choose one of three starting approaches to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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