USDA Vs. FHA Pro and Con comparison in Temescal-Valley, Riverside County, CA
In 2026, the USDA loan cap for Temescal-Valley, located within Riverside county, CA, is $381,800. For a single-family home, the FHA cap stands at $477,250.
Utilize the Lendersa® USDA loan calculator to compare the USDA and FHA rates available today. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA options side by side to select the best program for your financial situation, especially in Alabama.
2026 Loan Limits and Down Payment Requirements in Temescal-Valley, County of Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Temescal-Valley, CA
Lendersa® aims to help you find the best USDA or FHA loan quickly and effortlessly. Choose one of three starting approaches to connect with lenders and explore USDA loan options.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
Home Financial Group was established 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. Then the Real Estate bubble burst. Thank to our strong connections.
CDC Financial Corp. has been a licensed mortgage lending company since 1999 providing bridge loans to small local investors. We pride ourselves in responding quickly to giving you an approval or denial of your loan submission. We understand that time is money and you need answers quickly.
York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.
7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
7957 North University Drive, Suite 156, Parkland, FL, 33067
We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
"LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager.
L. Levin Wilson Is a licensed mortgage lending professional,"
716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant
residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing
costs and specific renovations to a maximum loan-to-value ratio of 70%.
Reverse Mortgage Answers is a local reverse mortgage company that operates in Maryland, DC, and Virginia. Our firm recognizes that your home is your most valuable asset and a Reverse Mortgage is a big decision. Because a Reverse Mortgage can be set up several different ways, the key to maximizing your benefits is customizing the loan.
