USDA VS FHA in Temescal-Valley, Riverside County, CA
In 2025, the USDA loan cap for Temescal-Valley, located within Riverside county, CA, is $381,800. For a single-family home, the FHA cap stands at $477,250.
Utilize the Lendersa® USDA loan calculator to compare the USDA and FHA rates available today. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA options side by side to select the best program for your financial situation, especially in Alabama.
2025 Loan Limits and Down Payment Requirements in Temescal-Valley, County of Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Temescal-Valley, CA
Lendersa® aims to help you find the best USDA or FHA loan quickly and effortlessly. Choose one of three starting approaches to connect with lenders and explore USDA loan options.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562
Omni-Fund, Inc, where we specialize in residential mortgages. At Omni-Fund, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. NexGen Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
CIB Funding, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California for over 22 years and also CIB Funding has led the Inland Empire in government lending for the past 10 years. FHA borrowers can expect excellent service from the most knowledgeable and experienced team of mortgage originators available.
26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562
Omni fund has been in operation for over 20 years. They choose to work with well versed and experienced mortgage loan officers across the country. This allows the client to experience low fees, quick turn times to close, and a superior loan officer experience. As your broker Bob services help you with the necessary financing.
Mark D Woelky's vision was to create lasting relationships with each and everyone of our clients so that we may continue providing excellent service for many years to come. Unlike many of the corporate mortgage companies that are out there, all your information will be kept secure and private.
Lending Done Right was established over a decade ago as a full service mortgage brokerage, in California. Since then, we have provided superior service to clients all over the country. Lending Done Right is proud to now of our expansion to Southern Missouri. We look forward to providing our new Missouri family with the un-equaled service.
VAULT FINANCIAL is a full service family owned mortgage company that covers all of Southern California. We feel the larger companies can no longer provide proper pricing or customized service so, we pick up our phones, answer our emails and make sure we are available without the run around.
Rick is the President/Broker of Mountain View Financial, Inc. Responsible for all aspects of the company from its inception including staff development FHA, HUD and VA approvals, Real Estate Division, and Escrow Division. Implementing New Real Estate Divisions’ “Buy from me, List for Free” and Alkire & Company. Organization.
41185 Golden Gate Cir, Suite 106, Murrieta, CA, 92562
Miller Financial, Inc. is a family owned business started in 1991 by President Larry Miller who currently continues to oversee all aspects of the organization with help from VP and son Joshua Miller. Larry has grown the business from an initial start-up to a full-service brokerage offering a wide variety of loan solutions to entire community of SC.
The home selling and buying process can be both intimidating and overwhelming. My goal is to make this a pleasurable and exciting experience. As your Realtor, I would love to help you each step of the way and protect your interests at all times. I look forward to guiding you and turning your moving and home ownership dreams into a reality!