USDA Vs. FHA your options comparison in Commerce-City, Adams County, CO
In 2025, the USDA loan limit for Commerce-City, located in Adams, CO, is $477,400, while for a single-family home, the FHA limit is $596,850.
Utilize the Lendersa® USDA loan calculator to compare current top USDA versus FHA rates and understand the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which option in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Commerce-City, Adams, CO
Loan Type
Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Exploring USDA and FHA Loan Choices in Commerce-City, CO
Lendersa® aims to quickly secure the best USDA or FHA loan for you, easily. Start with one of three routes that match you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural neighborhoods only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.
315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..
The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true
All banks claim to be the best dwelling for your money. When you are looking for the best place to bank, know that at Rayne State Bank customer service is priority #1 , we guarantee it. It is our hope that at Rayne State Bank you will get a clear indication of what we stand for: integrity, excellence and professionalism.
Credit Union has been open since 1942. The credit union has assets totaling $26.64 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
