USDA and FHA Pro and Con in Welby, Adams County, CO
In the year 2025, the USDA loan limit applicable in Welby, which is part of Adams county in CO, has been set at $547,400. In comparison, the FHA limit for a single-family home is established at $787,750.
Leveraging the Lendersa® USDA loan calculator allows you to comprehensively compare the current best available rates between USDA and FHA loans. This tool aids in determining essential factors like required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator lays out a side-by-side comparison of USDA, FHA, Conforming, and VA loans, providing an insightful decision-making process to find the program in that best suits your specific financial scenario.
Comprehensive Overview of 2025 Loan Limits and Downpayment Policies in Welby, County of Adams, CO
Loan Type
Loan Limit
Down Payment Requirement
USDA
$547,400
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Diverse USDA and FHA Loan Options in Welby, CO
The mission of Lendersa® is to connect you quickly and efficiently with the most suitable USDA or FHA loans without unnecessary hassle. Choose from three different starting points, which lead you to engage with lenders and USDA loan programs best matched to your particular circumstances.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Distinct from FHA loans that require a minimum down payment of 3.5%, USDA loans eliminate this requirement, enhancing affordability and accessibility for potential homeowners who qualify.
164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.
200 Forks of the River Pkwy, Sevierville, TN, 37862
The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients' expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
In 1951, seven Lockheed Georgia employees dreamed of a better way to bank and LGE Community Credit Union was born. Today we serve communities in Northwest Georgia as a not-for-profit financial institution. Unlike a bank, whose profits go to its shareholders, our profits go to our members in the form of better rates and lower fees.
We have 3800 members and approximately $14 million in assets. The credit union was founded in 1961 and originally served Lee County Hospital employees. Since then, Lee County Hospital has been renamed East Alabama Medical Center & is still a major sponsor group. EAC Federal Credit Union has expanded to include the following select employee groups.
Brown Mortgage Group, LLC we are dedicated to making your mortgage experience your best yet. With years of experience and expertise, we pride ourselves on being some of the best professionals in the industry. We specialize in a variety of loan programs and have mastered the most complex loan types.
Waterside Mortgage came together with a determination to bring a knowledgeable and refreshing approach to mortgage lending. Our loan officers and staff are the key to cultivating a positive experience in the loan origination process. Application, Underwriting, and closing our staff will be there to educate and guide you through the process.
1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
Affinity Home Lending continues to be the go to Mortgage Lending company in the Marietta, GA area. Whether you are a first time home buyer, experience home buyer, or are looking to refinance your home, we have the expertise to assist you. Our strong communication to all parties and with our average mortgage approval process of 14 days.
