In the year 2025, the USDA loan limit applicable in Welby, which is part of Adams county in CO, has been set at $547,400. In comparison, the FHA limit for a single-family home is established at $787,750.
Leveraging the Lendersa® USDA loan calculator allows you to comprehensively compare the current best available rates between USDA and FHA loans. This tool aids in determining essential factors like required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator lays out a side-by-side comparison of USDA, FHA, Conforming, and VA loans, providing an insightful decision-making process to find the program in
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| Loan Type | Loan Limit | Down Payment Requirement |
| USDA | $547,400 | 0% |
| FHA | $787,750 | 3.5% |
| Conventional Conforming | $787,750 | 3% |
The mission of Lendersa® is to connect you quickly and efficiently with the most suitable USDA or FHA loans without unnecessary hassle. Choose from three different starting points, which lead you to engage with lenders and USDA loan programs best matched to your particular circumstances.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also often referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Distinct from FHA loans that require a minimum down payment of 3.5%, USDA loans eliminate this requirement, enhancing affordability and accessibility for potential homeowners who qualify.
Enter your location to find out if it qualifies for USDA rural housing loan?
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