USDA and FHA Pro and Con in Federal-Heights, Adams County, CO
For 2025, the USDA loan limit in Federal-Heights, Adams county, CO is $477,400. In contrast, the FHA limit for a single-family home is $596,850.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you make the best decision for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Federal-Heights, Adams, CO
Loan Type
Loan Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Explore USDA and FHA Loans in Federal-Heights, CO
Lendersa® is committed to helping you secure a USDA or FHA loan quickly, without hassle. Choose from three starting options that connect you with the suitable lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is known as the USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
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