USDA and FHA Pro and Con in Federal-Heights, Adams County, CO
For 2026, the USDA loan limit in Federal-Heights, Adams county, CO is $477,400. In contrast, the FHA limit for a single-family home is $596,850.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you make the best decision for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Federal-Heights, Adams, CO
Loan Type
Loan Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Explore USDA and FHA Loans in Federal-Heights, CO
Lendersa® is committed to helping you secure a USDA or FHA loan quickly, without hassle. Choose from three starting options that connect you with the suitable lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is known as the USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.
1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
MC Federal Credit Union has remained committed to our members and the community. Unlike banks, MC Federal is owned by members and run by members. When we make money, it does not go to shareholders, it goes directly back to our members. As a result, MC Federal has industry leading dividends on deposit accounts. Our business plan is simple: Unbreakab
Central Susquehanna Community Federal Credit Union
530 E Market Street, Danville, PA, 17821
CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007
Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit
