USDA Vs. FHA your options comparison in Federal-Heights, Adams County, CO

In 2024, USDA loan limit in Federal-Heights, county of Adams, CO is $477,400 while FHA limit is $596,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Federal-Heights, county of Adams, CO

Loan Type Loan Limit Down payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

USDA and FHA loan options in Federal-Heights, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Anchor D Bank
  • 1913 N. Hwy 64, Guymon, OK, 73942
  • Anchor D Bank has 5 offices located in the Oklahoma / Texas Panhandle. Anchor D Bank is a closely held, family owned bank. Constent, quality service is the focus of our organization. The ownership, and employees, are committed to remaining an independent bank with our focus on the communities and customers we serve.
  • Jemez Valley Credit Union
  • 17117 Highway 4, Jemez Springs, NM, 87025
  • The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.
  • UINTA BANK
  • 695 Parkway Drive, Mountain View, WY, 82939
  • "Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities. Personal service has been a legacy passed from generation to gener
  • The Bank Of Beaver City
  • PO Box 1279, Liberal, KS, 67905
  • The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
  • U.S. Eagle Federal Credit Union
  • 559 W. Cordova Rd, Santa Fe, NM, 87505
  • US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
  • Sunset Financial Services Inc
  • 2010 Cerrillos Rd, Suite 9, Santa Fe, NM, 87505
  • Sunset Financial Services Dedicated to delivering the highest quality of service to our customer's as possible. When we provide a service, we do so seamlessly and ensure it is a pleasant and enjoyable experience for everyone involved. We provide loans for help with family members, medical expenses.
  • Northern New Mexico School Employees Federal Credit Union
  • 614 Alta Vista St, Santa Fe, NM, 87505
  • Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.
  • Loan Fox Inc.
  • 1228 Osage Ave, Santa Fe, NM, 87505
  • At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,