USDA and FHA Pro and Con in Federal-Heights, Adams County, CO
For 2025, the USDA loan limit in Federal-Heights, Adams county, CO is $477,400. In contrast, the FHA limit for a single-family home is $596,850.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you make the best decision for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Federal-Heights, Adams, CO
Loan Type
Loan Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Explore USDA and FHA Loans in Federal-Heights, CO
Lendersa® is committed to helping you secure a USDA or FHA loan quickly, without hassle. Choose from three starting options that connect you with the suitable lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is known as the USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.
Mokelumne Federal Credit Union was founded in 1959. For 37 years, the credit union‘s name was GMI Federal Credit Union. It‘s original sponsor was General Mills Inc., employees (including retirees) employed at specific General Mills facilities.In 1996 the Credit Union’s name was changed to Mokelumne Federal Credit Union, allowing us to service.
3031 W. March Lane, Suite 236W, Stockton, CA, 95219
As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.
4578 Feather River Dr, Suite D, Stockton, CA, 95219
"At Eloan4Home. We look forward to getting you approved for your home purchase or refinance!
Here at Eloan4Home we strive to give you the best mortgage service available in today’s market – easy, convenient, and with exceptional client service. We strive to take the mystery out of mortgage for our customers."
At Majestic Mortgage Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team.
Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
