In the year 2025, the USDA loan limit within Shaw-Heights, situated in the county of Adams, CO, stands at $477,400. Simultaneously, the FHA limit for a single-family house is $596,850.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates to ascertain the income, credit, reserves, and documentation requirements to qualify. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $477,400 | 0% |
| FHA | $596,850 | 3.5% |
| Conventional Conforming | $596,850 | 3% |
The aim of Lendersa® is to swiftly obtain the most advantageous USDA or FHA loan for you, free from complications. Choose one of three initial paths to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. This loan type is exclusively for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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