USDA and FHA Pro and Con in Shaw-Heights, Adams County, CO
In the year 2026, the USDA loan limit within Shaw-Heights, situated in the county of Adams, CO, stands at $477,400. Simultaneously, the FHA limit for a single-family house is $596,850.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates to ascertain the income, credit, reserves, and documentation requirements to qualify. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in is suitable for your financial needs.
2026 loan limits and downpayment needs in Shaw-Heights, county of Adams, CO
Loan Type
Loan Limit
Down payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
USDA and FHA loan choices in Shaw-Heights, CO
The aim of Lendersa® is to swiftly obtain the most advantageous USDA or FHA loan for you, free from complications. Choose one of three initial paths to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. This loan type is exclusively for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
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1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
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Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.
66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129
Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.
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