USDA VS FHA in Gunnison, Gunnison County, CO

In 2025, the USDA loan limit for Gunnison in the county of Gunnison, CO totals $431,200, whereas the FHA limit for a single-family house is fixed at $519,800.

Employ the Lendersa® USDA loan calculator to juxtapose today's leading USDA and FHA rates, helping you identify the income, credit, reserves, and documentation essential for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program best matches your financial needs in Alabama.

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2025 Loan Limits and Down Payment Guidelines in Gunnison, Gunnison County, CO

Loan Type Loan Limit Down Payment
USDA $431,200 0%
FHA $519,800 3.5%
Conventional Conforming $726,200 3%

Variety of USDA and FHA Loan Options in Gunnison, CO

Lendersa® commits to assisting you in obtaining the most favorable USDA or FHA loan swiftly and effortlessly. Choose from three initial pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching indications

Defining USDA Loans in CO

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture. It's often referred to as a USDA rural development loan or mortgage, and is exclusively accessible in rural neighborhoods. Unlike FHA loans demanding a down payment of at least 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Shamrock Mortgage Inc
  • 1723 Simms Street, Suite 201, Aurora, IL, 60504
  • Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
  • Hustisford State Bank
  • 200 South Lake Street, Hustisford, WI, 53034
  • The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
  • Algonquin State Bank
  • 2400 Huntington Drive N., Algonquin, IL, 60102
  • Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
  • The Frederick Community Bank
  • 106 N. Market St., Paxton, IL, 60957
  • The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
  • CBI Federal Credit Union
  • 13717 S Route 30, Unit 157, Plainfield, IL, 60544
  • CBI Federal Credit Union is a Federal Credit Union with 2 branches, assets of $18,174,185 that is headquartered in Plainfield, IL. CBI Federal Credit Union is chartered by the National Credit Union Association (NCUA) to serve the employees of CB&I Company, its wholly owned subsidiaries and their family members.
  • Abri Credit Union
  • 1350 Renwick Rd, Romeoville, IL, 60544
  • Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.
  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
  • RDS Mortgage Corporation
  • 14722 South Naperville Road, Unit 104, Plainfield, IL, 60544
  • RDS Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • BARCLAY BUTLER FINANCIAL INC
  • 1051 E Main St, Suite 219, Dundee, IL, 60118
  • Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.