USDA and FHA Pro and Con in El-Jebel, Eagle County, CO

As of 2025, the USDA loan maximum in El-Jebel, Eagle county, CO, is $657,800, compared to the FHA limit of $822,250 for a single-family home.

Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates and assess the income, credit, reserves, and documents needed for eligibility. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you find the ideal program for your specific financial circumstances in .

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Understanding 2025 Loan Limits and Down Payment Needs in El-Jebel, Eagle, CO

Loan Type Loan Limit Down payment
USDA $657,800 0%
FHA $822,250 3.5%
Conventional Conforming $822,250 3%

Exploring USDA and FHA Loan Alternatives in El-Jebel, CO

At Lendersa®, the focus is on securing you the most suitable USDA or FHA loan quickly and effortlessly. Choose one of three starting routes to match with the right lenders and USDA loan programs.

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Clarifying the USDA Loan in CO

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment minimum, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Complete Funding Financial Services Inc
  • 7560 South Dome Peak, Littleton, CO, 80127
  • At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
  • Profile Home Loans Inc
  • 6225 South Van Gordon Way, Littleton, CO, 80127
  • Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
  • Pivot Lending Group
  • 10397 W Centennial Rd, Littleton, CO, 80127
  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
  • Flatirons Bank
  • 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
  • Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community. Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
  • Reverse Mortgage Leads
  • 1434 Spruce St, Boulder, CO, 80302
  • Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
  • React Mortgage
  • 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302
  • Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
  • Colorado Lending Group
  • 1710 13th Street, Boulder, CO, 80302
  • We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
  • Premier Lending, LLC
  • 2425 Canyon Blvd, Boulder, CO, 80302
  • At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
  • Colorado Mortgages
  • 2129 13th St, Boulder, CO, 80302
  • Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
  • Resource Mortgage Corporation
  • 1221 Pearl Street, Boulder, CO, 80302
  • We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.