USDA Vs. FHA your options comparison in Salida, Chaffee County, CO

In 2025, the USDA loan limit in Salida within Chaffee county, CO, is set at $461,100, whereas the FHA limit for a single-family home is $600,300.

Leverage the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA today. This tool helps assess the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Salida, Chaffee, CO

Loan Type Loan Limit Down Payment
USDA $461,100 0%
FHA $600,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Salida, CO

The ambition of Lendersa® is to swiftly achieve the best USDA or FHA loan for you, seamlessly and without complications. Choose one of three routes to locate matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the Department of Agriculture, often called a USDA rural development loan, is exclusively available in rural locations. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OMEGA FCU
  • 10455 Perry Highway, Wexford, PA, 15090
  • OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
  • American Financial Mortgage Corporation
  • 1035 Boyce Rd, Suite 205, Pittsburgh, PA, 15241
  • American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.
  • METRO ADVISOR GROUP, LLC
  • 1700 North Highland Road, Pittsburgh, PA, 15241
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Mars National Bank
  • 145 Grand Avenue, Mars, PA, 16046
  • Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities. Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products