USDA VS FHA in Salida, Chaffee County, CO

In 2025, the USDA loan limit in Salida within Chaffee county, CO, is set at $461,100, whereas the FHA limit for a single-family home is $600,300.

Leverage the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA today. This tool helps assess the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Salida, Chaffee, CO

Loan Type Loan Limit Down Payment
USDA $461,100 0%
FHA $600,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Salida, CO

The ambition of Lendersa® is to swiftly achieve the best USDA or FHA loan for you, seamlessly and without complications. Choose one of three routes to locate matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the Department of Agriculture, often called a USDA rural development loan, is exclusively available in rural locations. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ascend Mortgage
  • 2555 Flores St, Suite 100, San Mateo, CA, 94403
  • Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending.
  • One Mortgage Group
  • 135 West 25th Avenue, Suite 6914, San Mateo, CA, 94403
  • We are here to serve our community and bring happiness and stability to those around us by helping people find a place to call home. We specialize in building trust and lasting relationships with our clients and finding them the best deal at the right time in the right place. Established in 1990.
  • Bay Area Mortgage Alliance
  • 3 37th Ave, Suite 21, San Mateo, CA, 94403
  • "Bay Area Realty Services is a full service Residential Real Estate Brokerage with offices in Palo Alto and San Mateo, serving mainly San Francisco, the Peninsula, the East Bay, and Silicon Valley/South Bay Our services include the Listing of all types of Residential properties (for Sale or for Lease),"
  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
  • Titan Group Enterprises
  • 90 Peninsula Ave, San Mateo, CA, 94401
  • Titan Group Enterprises is a boutique consulting firm with over 30 combined years experience, offering solutions for business operators with strategic planning to increase efficiencies or capital infusion. We also know what it takes to be involved in real estate development and purchases.
  • Northwestern Home Loans
  • 906 NW Harriman Street, Bend, OR, 97703
  • We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
  • Azara Capital Solutions LLC
  • 2583 North West Monterey Pines Drive, Bend, OR, 97703
  • Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
  • High Lakes Lending LLC
  • 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703
  • At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.