USDA Vs. FHA your options comparison in Lochbuie, Weld County, CO
For 2026, the USDA loan ceiling in Lochbuie, within Weld county, CO, is set at $434,700, whereas the FHA limit for a single-family home reaches $555,450.
By utilizing the Lendersa® USDA loan calculator, you can evaluate today's top USDA and FHA rates, determining the necessary income, credit standing, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA side-by-side, assisting you in making an informed decision about the best program in Alabama for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Lochbuie, Weld, CO
Loan Type
Loan Limit
Down Payment
USDA
$434,700
0%
FHA
$555,450
3.5%
Conventional Conforming
$726,200
3%
Consider USDA and FHA Loan Choices in Lochbuie, CO
Lendersa® strives to help you secure the best USDA or FHA loan quickly and without stress. Choose one of three starting pathways to connect with lenders and USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also known as a USDA rural development loan or mortgage. This loan is offered exclusively in rural areas and, unlike FHA loans which require a 3.5% down payment, USDA loans require zero down payment.
1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
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Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.
Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.
EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
7985 North Vance Drive, Suite 300, Arvada, CO, 80003
A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.
North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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