USDA VS FHA in Dacono, Weld County, CO

In 2026, the USDA loan limit in Dacono, within Weld County, CO, is $434,700, while the FHA limit for a single-family home is $555,450.

Utilize the Lendersa® USDA loan calculator to measure the best rates for USDA vs. FHA loans, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist in choosing the most suitable program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Dacono, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Dacono, CO

Lendersa® strives to quickly get you the best USDA or FHA loan with minimal hassle. Start with one of three options that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is backed by the government through the Department of Agriculture and is known as a USDA rural development loan. It is specifically available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dacono Lenders

  • Select Home Loan Group LLC
  • 14601 Yosemite Street, Brighton, CO, 80602
  • Lends in Colorado
  • At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,

  • Splash Real Estate Solutions LLC
  • 3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
  • Lends in Colorado
  • Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you

  • Apex Money Lending Group
  • 1345 Clayton Way, Erie, CO, 80516
  • Lends in Colorado
  • Apex Money Lending Group, pioneered by Marcus Jeffery, excels as a trusted Colorado-based direct lender, empowering real estate investors with swift and reliable funding. Our commitment to tailored financing solutions ensures a smooth and transparent borrowing experience, allowing clients to secure deals swiftly and achieve their investment aspirat

  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Lends in Colorado
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.

  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • Lends in Colorado
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.

  • 1st Liberty Lending
  • 1215 Reserve Drive, Longmont, CO, 80504
  • Lends in Colorado
  • 1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Fidelity Home Mortgage LLC
  • 1906 Kristy Court, Longmont, CO, 80504
  • Lends in Colorado
  • Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Symple Home Loans LLC
  • 11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
  • Lends in Colorado
  • "Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
    We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
    Having built our business on trusting relationships with real estate professionals"

  • Matson Mortgage Services LLC
  • 1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
  • Lends in Colorado
  • I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation