USDA and FHA Pro and Con in Dacono, Weld County, CO

In 2025, the USDA loan limit in Dacono, within Weld County, CO, is $434,700, while the FHA limit for a single-family home is $555,450.

Utilize the Lendersa® USDA loan calculator to measure the best rates for USDA vs. FHA loans, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist in choosing the most suitable program for your financial needs in Alabama.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Dacono, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Dacono, CO

Lendersa® strives to quickly get you the best USDA or FHA loan with minimal hassle. Start with one of three options that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is backed by the government through the Department of Agriculture and is known as a USDA rural development loan. It is specifically available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Partners 1st Credit Union
  • 1330 Directors Row, Fort Wayne, IN, 46808
  • Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
  • Fort Financial Mortgage
  • 3102 Spring St, Fort Wayne, IN, 46808
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Fort Financial Credit Union
  • 3102 Spring St., Fort Wayne, IN, 46808
  • Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.
  • The First National Bank of Jeanerette
  • 1331 Main Street, Jeanerette, LA, 70544
  • The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness. Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
  • KEMBA Louisville Credit Union
  • 4017 Poplar Level Road, Louisville, KY, 40213
  • KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area. The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.
  • Covington County Bank
  • 102 South Dogwood, Collins, MS, 39428
  • Covington County Bank has been offering customers outstanding service for over 40 years. From checking accounts to loans, and everything in between, we will find a product that suits your needs! A friendly hometown bank ready to meet all of your banking needs. Locally owned, locally headquartered.
  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
  • United Residential Mortgage
  • 209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
  • United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
  • Avid Mortgage Advisors
  • 300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
  • Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
  • Champion Community Credit Union
  • 16601 County Road 150, Courtland, AL, 35618
  • Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.