USDA VS FHA in Dacono, Weld County, CO

In 2026, the USDA loan limit in Dacono, within Weld County, CO, is $434,700, while the FHA limit for a single-family home is $555,450.

Utilize the Lendersa® USDA loan calculator to measure the best rates for USDA vs. FHA loans, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist in choosing the most suitable program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Dacono, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Dacono, CO

Lendersa® strives to quickly get you the best USDA or FHA loan with minimal hassle. Start with one of three options that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is backed by the government through the Department of Agriculture and is known as a USDA rural development loan. It is specifically available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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