USDA Vs. FHA Pro and Con comparison in Fort-Lupton, Weld County, CO
In 2025, the USDA loan limit for the area of Fort-Lupton, located in Weld county, CO, is $343,100. The FHA ceiling for a single-family home stands at $428,950.
Use the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates. Determine required income, credit profile, reserves, and documentation to qualify. Our advanced mortgage tool compares USDA, FHA, Conforming, and VA options side by side, aiding your selection of the best program in for your financial situation.
2025 Loan Limits and Down Payment Needs in Fort-Lupton, Weld, CO
Loan Type
Loan Limit
Down Payment
USDA
$343,100
0%
FHA
$428,950
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Fort-Lupton, CO
The mission of Lendersa® is to quickly connect you with the best possible USDA or FHA loan without hassle. Choose one of the three pathways to find matching lenders and USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, often called the USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
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CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
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