USDA Vs. FHA Pro and Con comparison in Fort-Lupton, Weld County, CO

In 2026, the USDA loan limit for the area of Fort-Lupton, located in Weld county, CO, is $343,100. The FHA ceiling for a single-family home stands at $428,950.

Use the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates. Determine required income, credit profile, reserves, and documentation to qualify. Our advanced mortgage tool compares USDA, FHA, Conforming, and VA options side by side, aiding your selection of the best program in for your financial situation.

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2026 Loan Limits and Down Payment Needs in Fort-Lupton, Weld, CO

Loan Type Loan Limit Down Payment
USDA $343,100 0%
FHA $428,950 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Fort-Lupton, CO

The mission of Lendersa® is to quickly connect you with the best possible USDA or FHA loan without hassle. Choose one of the three pathways to find matching lenders and USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan, insured by the Department of Agriculture, often called the USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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