In 2026, the USDA loan limit in Sherrelwood, within the county of Adams, CO, is $547,400. In contrast, the FHA limit for a single-family home is $787,750.
Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA and FHA rates. This tool helps you determine the required income, credit rating, reserves, and paperwork needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the program most suitable for your financial needs, such as in .
2026 Loan Limits and Downpayment Requirements in Sherrelwood, County of Adams, CO
Loan Type
Loan Limit
Down Payment
USDA
$547,400
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Available USDA and FHA Loan Options in Sherrelwood, CO
Lendersa® aims to deliver the best possible USDA or FHA loans swiftly and without complications. Choose from one of three starting points to find matching lenders and USDA loan programs tailored to your circumstances.
A USDA home loan, ensured by the U.S. Department of Agriculture—also termed as a USDA rural development loan or USDA mortgage—is specifically available in rural locales. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgage loans do not necessitate any down payment, offering more financial accessibility.
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