USDA VS FHA in Sherrelwood, Adams County, CO

In 2026, the USDA loan limit in Sherrelwood, within the county of Adams, CO, is $547,400. In contrast, the FHA limit for a single-family home is $787,750.

Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA and FHA rates. This tool helps you determine the required income, credit rating, reserves, and paperwork needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the program most suitable for your financial needs, such as in .

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in Sherrelwood, County of Adams, CO

Loan Type Loan Limit Down Payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Available USDA and FHA Loan Options in Sherrelwood, CO

Lendersa® aims to deliver the best possible USDA or FHA loans swiftly and without complications. Choose from one of three starting points to find matching lenders and USDA loan programs tailored to your circumstances.

Illustration of Lendersa USDA loan request and matching results

Overview of USDA Loans in CO

A USDA home loan, ensured by the U.S. Department of Agriculture—also termed as a USDA rural development loan or USDA mortgage—is specifically available in rural locales. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgage loans do not necessitate any down payment, offering more financial accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sherrelwood Lenders

  • https://www.tabs-llc.com
  • 7907 Zenobia St, Westminster, CO, 80030
  • Lends in Colorado
  • TABS, LLC is a family owned and operated hard money lender in Colorado, especially the Denver Metro area. We specialize in financing non-owner occupied investment properties in Colorado. Our specialty is hard money mortgages, short term interest only loans, private loans, and real estate investment loans. At TABS, LLC you are always speaking with a

  • Sooper Credit Union
  • 5005 W 60th Ave, Arvada, CO, 80003
  • Lends in Colorado
  • Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.

  • Fidelis Catholic Credit Union
  • 6320 Wadsworth Blvd, Arvada, CO, 80003
  • Lends in Colorado
  • Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.

  • Electrical Federal Credit Union
  • 5080 W 60th Avenue, Arvada, CO, 80003
  • Lends in Colorado
  • EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.

  • A Home's Best Mortgage Inc
  • 7985 North Vance Drive, Suite 300, Arvada, CO, 80003
  • Lends in Colorado
  • A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.

  • American Liberty Mortgage, Inc
  • 1932 W 33rd Ave, Denver, CO, 80211
  • Lends in Colorado
  • American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage

  • Blue Dolphin Investments LLC
  • 2460 W. 26th Ave, Suite 25-C, Denver, CO, 80211
  • Lends in Colorado
  • Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.

  • Jen Hill Mortgages
  • 1932 W 33rd Ave, Denver, CO, 80211
  • Lends in Colorado
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Indicate Capital
  • 2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
  • Lends in Colorado
  • "Indicate Capital is a private capital lender that focuses on issuing debt on commercial and residential real estate throughout the US.
    Indicate Capital’s program is based on the theory that the current state of capital markets is keeping savvy investors and business operators from obtaining traditional bank"