USDA Vs. FHA your options comparison in Twin-Lakes, Adams County, CO
In the year 2025, the USDA loan limit in Twin-Lakes, within Adams county, CO is set at $477,400, while the FHA limit for single-family homes is $596,850.
You can use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool helps determine the necessary income, credit score, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in identifying the best option for your particular financial conditions in .
2025 Loan Limits and Down Payment Requirements in Twin-Lakes, Adams, CO
Loan Type
Loan Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
USDA and FHA Loan Choices in Twin-Lakes, CO
At Lendersa®, our aim is to facilitate your pursuit of the best USDA or FHA loan quickly and effortlessly. Choose from three initial pathways to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, exclusively available in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans require no down payment at all.
Florida Financial Institute Inc. was founded October 1, 1987 is celebrating more than 30 years in business this year. After moving to Florida and getting both a Florida real estate brokers license and a Florida Auctioneers license Anthony Mansolillo realized there was a gap in the finance industry, the inability to get the tougher deals done
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School Systems FCU is a unique not-for-profit, member-owned financial institution. Unlike other financial institutions that are strictly profit-driven, we return excess earnings to our members in the form of personal and friendly service, lower interest rates on loans higher yields on savings and investment accounts, & improved products & services.
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Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
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Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.