USDA VS FHA in Canterbury, Windham County, CT

In 2025, the USDA loan limit in Canterbury, situated in Windham, CT, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, helping you ascertain the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Criteria in Canterbury, Windham, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Canterbury, CT

At Lendersa®, the goal is to swiftly provide you with the best USDA or FHA loan without hassle. Choose from three starting options to match with suitable lenders and discover USDA loan programs.

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Defining USDA Loans in CT

A USDA home loan, guaranteed by the government via the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • San Diego Funding
  • 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
  • "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
  • Nationwide Jumbo Construction Loans
  • 422 Rosecrans Street, Suite 14, San Diego, CA, 92106
  • Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.
  • The Home Loans Co
  • 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805
  • We are the Home Loans Company of Anaheim California, a family owned and operated mortgage & real estate brokerage with over 18 years of experience in the home mortgage industry. Born in 2020, each day we come to work eager to help our community become home owners, leverage home equity and maximize their real estate investments.
  • Zinex Realty
  • 1701 East Lincoln Avenue, Anaheim, CA, 92805
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
  • Commerce West Bank
  • 2445 McCabe Way, Suite 300, Irvine, CA, 92614
  • CommerceWest Bank is determined to redefine banking for small and mid-sized businesses throughout Southern California & the surrounding areas. Within an intelligently organized framework, we will provide flexibility, creating a complete, safe, and sound banking experience for each client, servicing owners and catering to their specific business.
  • Sunwest Bank
  • 2050 Main Street, Suite 300, Irvine, CA, 92614
  • Sunwest Bank, founded in 1969, is a privately held commercial bank with over $1.9 Billion in assets and headquartered in Irvine, CA, with operations in California, Arizona, Idaho, and Utah. We are an entrepreneurial business bank with a long tradition of providing excellent service to entrepreneurs,
  • California First National Bank
  • 4 Executive Circle, Suite 120, Irvine, CA, 92614
  • California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
  • Rate Plus Inc
  • 1920 Main Street, Suite 500, Irvine, CA, 92614
  • Our company was founded on a simple principle – to deliver a great RATE – and provide an exceptional customer experience. With over 30 years of lending experience, we understand the loan process can be long and complex. That’s why we’ve made it our mission to make it as no-nonsense and hassle-free as possible.
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mynd Mortgage Inc.
  • 2100 Main Street, Suite 420, Irvine, CA, 92614
  • Mynd Property Management serves the small residential real estate sector with a combination of on-the-ground experts and innovative technology. Headquartered in Oakland, California, Mynd boosts efficiencies for property owners and improves the rental living experience for residents.
  • Rapid Capital Funding PC
  • 1 Park Place, Suite 600, Irvine, CA, 92614
  • At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.