In 2026, the USDA loan limit for Brooklyn, in Windham, CT, is $336,500, whereas the FHA limit for a single-family home is $472,030.
By using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates, assess the income, credit, reserves, and paperwork required for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, we strive to provide you the best USDA or FHA loan options quickly and effortlessly. You can choose from three starting approaches that connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is designed only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any initial down payment, making them more accessible for rural residents.
Enter your location to find out if it qualifies for USDA rural housing loan?
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