USDA Vs. FHA Pro and Con comparison in Brooklyn, Windham County, CT

In 2025, the USDA loan limit for Brooklyn, in Windham, CT, is $336,500, whereas the FHA limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates, assess the income, credit, reserves, and paperwork required for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you determine which program in best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Brooklyn, Windham, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brooklyn, CT

At Lendersa®, we strive to provide you the best USDA or FHA loan options quickly and effortlessly. You can choose from three starting approaches that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and match results

Exploring the USDA Loan in CT

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is designed only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any initial down payment, making them more accessible for rural residents.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wave Federal Credit Union
  • 480 Greenwich Avenue, Warwick, RI, 02886
  • Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
  • Greenwood Credit Union
  • 2669 Post Road, Warwick, RI, 02886
  • Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.
  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886
  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.
  • Beeline Loans Inc
  • 188 Valley Street, Suite 225, Providence, RI, 02909
  • It’s the shortest path to your new home. We’ve compressed a meandering journey into a Beeline. We’re inverting the power imbalance felt during the home loan process so you don’t feel small, judged or interrogated — only included and at ease. we’ve succeeded when it no longer feels daunting — but feels less important than your housewarming party.
  • Global Unity Mortgage
  • 71-1 Wilson Lane, Vernon Rockville, CT, 06066
  • Global Unity Mortgage reduce any unnecessary stress and anxiety. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding you the right loan, with the best rates, terms and costs to meet your unique needs.We are equipped with the latest software, programs and information available the mortgage m
  • Americay Mortgage Corporation
  • 154 Talcottville Road, Vernon Rockville, CT, 06066
  • At Americay Mortgage Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Peoples Home Loans, Inc.
  • 247 Main Street, East Greenwich, RI, 02818
  • Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.