USDA Vs. FHA Pro and Con comparison in Brooklyn, Windham County, CT

In 2026, the USDA loan limit for Brooklyn, in Windham, CT, is $336,500, whereas the FHA limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates, assess the income, credit, reserves, and paperwork required for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you determine which program in best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Brooklyn, Windham, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brooklyn, CT

At Lendersa®, we strive to provide you the best USDA or FHA loan options quickly and effortlessly. You can choose from three starting approaches that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and match results

Exploring the USDA Loan in CT

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is designed only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any initial down payment, making them more accessible for rural residents.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.
  • Northway Bank
  • 9 Main Street, Berlin, NH, 03570
  • Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
  • Sabattus Regional Credit Union
  • 2 Middle Road, Sabattus, ME, 04280
  • Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.
  • Inspire Federal Credit Union
  • 3 Friends Lane, Newtown, PA, 18940
  • Inspire Federal Credit Union is a progressive financial institution that has been serving the financial needs of Bucks County residents since 1936. We are a relationship-based, not-for-profit organization, originally chartered to serve local educators, and have evolved into a full-service financial institution serving Bucks County, Pennsylvania.
  • The First National Bank and Trust Company of Newtown
  • 40 South State St, Newtown, PA, 18940
  • The First National Bank & Trust Company of Newtown (The First), Bucks County’s oldest, most established bank. For more than 155 years, The First has proudly remained independent and committed to our community, reinvesting all our deposits in local businesses, local mortgages, and local people.
  • Lending Capital Mortgage LLC
  • 12 Penns Trail, Newtown, PA, 18940
  • Lending Capital Mortgage pioneered the idea of one-stop shopping for homebuyers. Today, the LCM family offers you easy access not only to mortgage financing, but also to settlement services, and homeowners and title insurance all under one roof: ours We have over 45 years of collective experience
  • Security Mortgage Financial Services Inc
  • 1988 Amber Drive, Newtown, PA, 18940
  • I'm Steve Rosen, and I'm the founder of Security Mortgage Financial Services, which has been helping Pennsylvanians buy new houses and refinance their existing homes since 2001. In an increasingly impersonal, automated world, we believe in offering our clients a personal touch which is why so many of our clients turn into friends.
  • Longstreet Financial Inc
  • 4 Bennington Place, Newtown, PA, 18940
  • Longstreet Financial is a full service mortgage broker offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.