FHA Vs. USDA loan program for Plainfield, Windham County, Connecticut

In 2026, the USDA loan cap in Plainfield, within the county of Windham, CT, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA vs. FHA and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best matches your financial needs.

USDA and FHA Loan Options in Plainfield, CT

The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you, with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, a guarantee from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. This loan type contrasts with FHA loans, which require at least a 3.5% down payment, by requiring no down payment.

Get top 10
USDA LENDERS
customized to yout needes

Plainfield Lenders
(860) 376-4444 Lender's profile and map Jewett City Savings Bank 111 Main Street, Jewett City, CT, 06351 Lends in Connecticut Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
(860) 928-2347 Lender's profile and map Northeastern Connecticut Healthcare Credit Union 320 Pomfret Street, Putnam, CT, 06260 Lends in Connecticut The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.
(800) 377-4424 Lender's profile and map Putnam Bank 40 Main St PO Box 151, Putnam, CT, 06260 Lends in Connecticut We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult
(860) 377-2341 Lender's profile and map NorthStar Home Loans, LLC 112 Main Street, Unit 11, Putnam, CT, 06260 Lends in Connecticut NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
(860) 928-6600 Lender's profile and map Polaris Mortgage Group, LLC 581 Riverside Drive, Thompson, CT, 06255 Lends in Connecticut Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!