USDA VS FHA in Plainfield, Windham County, CT

In 2025, the USDA loan cap in Plainfield, within the county of Windham, CT, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA vs. FHA and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best matches your financial needs.

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2025 Loan Limits and Down Payment Requirements in Plainfield, Windham, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Plainfield, CT

The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you, with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, a guarantee from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. This loan type contrasts with FHA loans, which require at least a 3.5% down payment, by requiring no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1821 Saratoga Ave, Saratoga, CA, 95070
  • Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
  • UVC Financial
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  • The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
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