2025 sees the USDA loan ceiling in New-Hartford, Litchfield, CT, set at $286,100, while for a single-family home, the FHA cap is $357,650.
Employ the Lendersa® USDA loan calculator to explore and contrast today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in the decision of the best program for your financial needs in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $286,100 | 0% | |
| FHA | $357,650 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan with minimum hassle. Choose from one of three starting paths that connect you with the right lenders and USDA loan solutions.
A USDA home loan, supported by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, targets rural neighborhood applications. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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