USDA VS FHA in Columbia, Tolland County, CT

As of 2026, in Columbia of Tolland, CT, the USDA loan limit is $336,500, with the FHA limit for a single-family home at $472,030.

The Lendersa® USDA loan calculator can be used to compare the best USDA and FHA rates today, understanding the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you pick the best financial program in .

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2026 Loan Limitations and Downpayment Needs in Columbia, Tolland, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Columbia, CT

Lendersa® aims to quickly secure you the best USDA or FHA loan without hassle. Start with one of three options to connect with appropriate lenders and USDA programs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in CT

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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