USDA VS FHA in Columbia, Tolland County, CT

As of 2025, in Columbia of Tolland, CT, the USDA loan limit is $336,500, with the FHA limit for a single-family home at $472,030.

The Lendersa® USDA loan calculator can be used to compare the best USDA and FHA rates today, understanding the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you pick the best financial program in .

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2025 Loan Limitations and Downpayment Needs in Columbia, Tolland, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Columbia, CT

Lendersa® aims to quickly secure you the best USDA or FHA loan without hassle. Start with one of three options to connect with appropriate lenders and USDA programs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in CT

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage
  • Laurel Road
  • 855 Main St, 8th Floor, Bridgeport, CT, 06604
  • Laurel Road is a digital platform and brand of KeyBank that provides tailored offerings to support the financial wellbeing of healthcare and business professionals. Since 2013, Laurel Road has helped thousands of professionals with undergraduate and postgraduate degrees consolidate
  • Main Street Bank
  • 81 Granger Boulevard, Marlborough, MA, 01752
  • Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products
  • St. Mary's Credit Union
  • 46 Lizotte Drive, Marlborough, MA, 01752
  • St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.
  • Digital Federal Credit Union
  • 220 Donald Lynch Blvd, Marlborough, MA, 01752
  • Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been selected as the credit union for more than 700 companies and organizations. DCU serves more than 850, 000 members and their families in all 50 states.
  • JEMS Financial
  • 910 Boston Post Road East, Suite 310, Marlborough, MA, 01752
  • "JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA. Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"
  • Mortgage Unity LLC
  • 67 Forest St, Suite 272, Marlborough, MA, 01752
  • Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.
  • Somerset Federal Credit Union
  • 740 County Street, Somerset, MA, 02726
  • Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve. SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.