In the year 2025, the USDA loan cap for Andover, located in the county of Tolland, CT, stands at $336,500, while the FHA ceiling is at $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to analyze and compare the current USDA and FHA rates. This tool helps ascertain the necessary income, credit score, reserves, and paperwork for qualification. Our sophisticated mortgage calculator displays options for USDA, FHA, Conforming, and VA side by side, assisting you in choosing the ideal program in Alabama that suits your financial needs.
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| Type of Loan | Maximum Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly and smoothly secure you the optimal USDA or FHA loan. Begin with one of three methods that align lenders with suitable USDA loan schemes.
A USDA home loan is an offering backed by the U.S. Department of Agriculture. Also called USDA rural development or USDA mortgage, it's accessible only in rural areas. Unlike FHA loans that need at least 3.5% down payment, USDA mortgages have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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