USDA Loan Vs. FHA loan pro & con for Willimantic, Windham County, CT

In 2025, USDA loan limit in Willimantic, county of Windham, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Willimantic, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 356-5964 55 miles Lender's profile and map Reviews Pitney Bowes Employees Federal Credit Union 27 Waterview Drive (27-1A), Shelton, CT, 06484 Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.
(800) 761-2400 55 miles Lender's profile and map Reviews Mutual Security Credit Union 12 Progress Drive, Shelton, CT, 06484 Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.
(617) 257-3887 55 miles Lender's profile and map Reviews WILLIAM RAVEIS MORTGAGE, LLC 7 Trap Falls, Shelton, CT, 06484 William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.
(203) 926-5600 55 miles Lender's profile and map Reviews Quantum Mortgage 2 Corporate Dr, Suite 800, Shelton, CT, 06484 Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.
(203) 783-5700 55 miles Lender's profile and map Reviews The Milford Bank 33 Broad Street, Milford, CT, 06460 The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
(401) 286-6034 56 miles Lender's profile and map Reviews Accutrust Mortgage Inc 1107 Pleasant Street, Fall River, MA, 02723 Accutrust Mortgage Inc. is comprised of the area's most knowledgeable and caring mortgage professionals. We have helped thousands of families in New England realize their dream of home ownership. Since our inception in 2004, we have arranged $2, 406, 051, 922.00 in mortgage loans while serving 10, 781 families.
(508) 481-8300 56 miles Lender's profile and map Reviews Main Street Bank 81 Granger Boulevard, Marlborough, MA, 01752 Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products
(508) 490-8000 56 miles Lender's profile and map Reviews St. Mary's Credit Union 46 Lizotte Drive, Marlborough, MA, 01752 St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.
(800) 328-8797 56 miles Lender's profile and map Reviews Digital Federal Credit Union 220 Donald Lynch Blvd, Marlborough, MA, 01752 Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been selected as the credit union for more than 700 companies and organizations. DCU serves more than 850, 000 members and their families in all 50 states.
(508) 229-7827 56 miles Lender's profile and map Reviews JEMS Financial 910 Boston Post Road East, Suite 310, Marlborough, MA, 01752 "JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA. Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"
(508) 251-6994 56 miles Lender's profile and map Reviews Mortgage Unity LLC 67 Forest St, Suite 272, Marlborough, MA, 01752 Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.