For 2025, the USDA loan limit within Groton, part of New London county, CT, is set at $336,500, while the FHA limit for a single-family home is $472,030.
The USDA loan calculator by Lendersa® allows you to compare today's top USDA and FHA rates, helping you evaluate the income, credit, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Details in Groton, New London County, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Choices for USDA and FHA in Groton, CT
Lendersa® aims to give you the most advantageous USDA or FHA loans quickly and without any hassles. Start by choosing any of the three pathways that match lenders with USDA loan programs.
The USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture. Known also as a USDA rural development loan or mortgage, it is available exclusively in rural areas. Unlike FHA mortgages, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.
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