For 2026, the USDA loan limit within Groton, part of New London county, CT, is set at $336,500, while the FHA limit for a single-family home is $472,030.
The USDA loan calculator by Lendersa® allows you to compare today's top USDA and FHA rates, helping you evaluate the income, credit, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to give you the most advantageous USDA or FHA loans quickly and without any hassles. Start by choosing any of the three pathways that match lenders with USDA loan programs.
The USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture. Known also as a USDA rural development loan or mortgage, it is available exclusively in rural areas. Unlike FHA mortgages, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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