USDA and FHA Pro and Con in Long-Hill, New London County, CT

In 2026, the USDA loan limit for Long-Hill in New London, CT, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, evaluating the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to choose the ideal program for your financial condition in .

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2026 Loan Limits and Downpayment Requirements in Long-Hill, New London, CT

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Alternatives in Long-Hill, CT

Lendersa®'s mission is to swiftly connect you with the ideal USDA or FHA loan without hassle. Select one of the three paths that guide you to suitable lenders and USDA loan programs.

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Understanding USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is strictly available for rural neighborhoods. Unlike FHA loans that require a 3.5% down payment at minimum, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CMS Mortgage Solutions Inc.
  • 1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
  • CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004
  • First Signature Mortgage, LLC
  • 440 Monticello Ave, Suite 150, Norfolk, VA, 23510
  • First Signature Mortgage, LLC supports Equal Housing Opportunity The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you!
  • Temple Mortgage LLC
  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
  • Colonial 1st Mortgage INC
  • 11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
  • Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
  • TrustMor Mortgage Co., LLC
  • 5300 Hickory Park Drive, Glen Allen, VA, 23059
  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
  • PFD Firefighters' Credit Union, Inc
  • 3209 Cedar Lane, Portsmouth, VA, 23703
  • PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.
  • 804Mortgage, LLC
  • 708 Chimborazo Blvd, Richmond, VA, 23223
  • We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • United Atlantic Mortgage Corp of Virginia
  • 2476 Nimmo Parkway, Unit 118 B, Virginia Beach, VA, 23456
  • United Atlantic Mortgage in Virginia Beach is dedicated to providing full service mortgage brokering for the residents, professionals, and military service members of Virginia. Our experienced staff is able to offer expert advice in all areas of mortgage lending; from purchasing to refinancing, real estate to construction, and more.
  • Summit Hampton Roads Federal Credit Union
  • 3636 High Street, Portsmouth, VA, 23707
  • Summit Hampton Roads Federal Credit Union has been open since 1970. The credit union has assets totaling $10.32 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves health care employees.
  • ABNB Federal Credit Union
  • 830 Greenbrier Circle, Chesapeake, VA, 23320
  • ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
  • Reverse Mortgage.Pro
  • 1512 Technology Drive, Suite 103, Chesapeake, VA, 23320
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.