USDA Vs. FHA your options comparison in Stonington, New London County, CT

In 2026, the USDA loan cap in Stonington, county of New London, CT is $336,500, whereas the FHA cap for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA all together, enabling you to select the most fitting program for your financial needs in .

Evaluate loan offers from 100 lenders

2026 loan limits and down payment criteria in Stonington, county of New London, CT

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Stonington, CT

The mission of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Initiate with one of three pathways leading to matching lenders and USDA loan offerings.

Lendersa USDA loan inquiry and results matching

Understanding USDA Loans in CT

A USDA home loan is a government-backed loan provided by the Department of Agriculture, known as USDA rural development loans or mortgages, available only in rural areas. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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