In 2025, the USDA loan cap in Stonington, county of New London, CT is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA all together, enabling you to select the most fitting program for your financial needs in
Evaluate loan offers from 100 lenders
| Loan Type | Maximum Loan | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Initiate with one of three pathways leading to matching lenders and USDA loan offerings.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, known as USDA rural development loans or mortgages, available only in rural areas. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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