As of 2026, in New-London, located in New London county, CT, the USDA loan maximum is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to compare current USDA rates with FHA rates. Determine the necessary income, credit score, reserves, and documentation requirements to qualify. Our sophisticated mortgage calculator makes it easy to view USDA, FHA, Conforming, and VA options side by side, assisting you in finding the most suitable program in
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| Type of Loan | Max Loan | Down Payment |
| USDA | $285,000 | Nil |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and with ease. Choose one of the following three options to initiate a match with lenders offering USDA loan programs.
A USDA home loan is a type of mortgage backed by the government via the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's designed for rural areas and requires zero down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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