USDA and FHA Pro and Con in Vernon, Tolland County, CT
In 2026, the USDA loan limit for Vernon, situated in Tolland county, CT, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
The Lendersa® USDA loan calculator can be used to compare the best current rates between USDA and FHA loans, and to identify the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, gain a clear comparison of USDA, FHA, Conforming, and VA programs to determine which is most suitable for your financial needs in .
2026 loan limits and downpayment requirements in Vernon, county of Tolland, CT
Type of Loan
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Vernon, CT
The aim of Lendersa® is to facilitate fast and hassle-free access to the best USDA or FHA loan available. Choose one of three initiation points to align with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
Serving the Community since 1963, our staff provides the highest level of customer service in a friendly and professional manner. Our downtown Flushing office provides free parking. Please contact one of our customer service representatives to find out why we are the Bank for you.
The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.
162-16 Union Tpke, Suite 305, Fresh Meadows, NY, 11366
Logic Advance Group Firmly established as one of the nation’s forefront leaders in business capital funding, our professional and experienced staff is always standing by to assist you through our quick and easy cash advance system. Whether you seek as much as 500, 000 dollars or as little as 5, 000 dollars, we consistently provide our clients
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
Accolend provides asset based and hard money lending solutions for developers, builders, investors of all sizes. We have many different solutions to solve your investment needs. Our rates are lower than most hard money lenders and we typically do not charge points. Closings can be very fast, as short as 2 days. Call us today to discuss your project
