USDA Loan Vs. FHA loan for Old-Saybrook, CT 2026

In 2026, the USDA loan limit for Old-Saybrook, in Middlesex, CT, is $310,000, whereas the FHA limit for a single-family home is $356,362.

Explore the Lendersa® USDA loan calculator for a comparison of today's USDA and FHA best rates, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs, helping you choose which is best for your financial situation in .

Options for USDA and FHA Loans in Old-Saybrook, CT

The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and without complexity. Choose one of three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—applies only to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment.

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(915) 593-3111 Lender's profile and map Reviews Rocky Mountain Mortgage Company 2244 Trawood Dr Suite 100, El Paso, TX, 79935 Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.
(915) 593-5866 Lender's profile and map Reviews evolve Federal Credit Union 8820 Gazelle Drive, El Paso, TX, 79925 evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.
(915) 778-9221 Lender's profile and map Reviews GECU 1225 Airway Blvd, El Paso, TX, 79925 In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
(915) 276-7629 Lender's profile and map Reviews Sun City Home Loans 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925 Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.
(575) 624-5200 Lender's profile and map Reviews Pioneer Bank 705 East University Avenue, Suite A, Las Cruces, NM, 88001 Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service. At Pioneer Bank, we know there is much more to life than managing your money.
(575) 647-4100 Lender's profile and map Reviews Citizens Bank of Las Cruces 505 S. Main Street, Las Cruces, NM, 88001 Citizens Bank opened its doors in the historic Amador Hotel & adopted the “El Cortijo” as its symbol. This symbol depicts the sun radiating to neighboring communities surrounding the central area of trade. The Bank’s founders chose the symbol because they viewed the responsibility of the bank as being the heart of the community.
(575) 647-4500 Lender's profile and map Reviews White Sands Federal Credit Union 2755 North Main Street, Las Cruces, NM, 88001 White Sands Federal Credit Union is a member-owned, not for profit financial cooperative committed to the financial well-being of its members. White Sands Federal Credit Union was chartered in 1952 and has offices in El Paso, Texas, Las Cruces, Truth or Consequences and White Sands Missile Range, New Mexico.
(915) 799-9093 Lender's profile and map Reviews Binary Investments, LLC 6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905 We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
(915) 593-7111 Lender's profile and map Reviews High Desert Capital LLC 6080 Surety Dr, Suite 101, El Paso, TX, 79905 "The commercial lending market in El Paso, Texas is as diverse as the people who populate this city. Our vision of providing premier, non-traditional lending services is uniquely designed to serve the needs for El Paso, Texas.Our commitment to you is to deliver these services through our philosophy of working creatively with our clients."
(915) 304-0342 Lender's profile and map Reviews Home Plate Mortgage 6070 Gateway East, Suite 311, El Paso, TX, 79905 Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs
(915) 544-2215 Lender's profile and map Reviews Mountain Star Federal Credit Union 2229 East Yandell Drive, El Paso, TX, 79903 Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
(915) 757-9500 Lender's profile and map Reviews Patriot Mortgage 2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903 Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.