USDA Vs. FHA Pro and Con comparison in Old-Saybrook, Middlesex County, CT

In 2025, USDA loan limit in Old-Saybrook, county of Middlesex, CT is $310,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Old-Saybrook, county of Middlesex, CT

Loan Type Loan Limit Down payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Old-Saybrook, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BARNSTABLE MORTGAGE GROUP, LLC
  • 70 East Allendale Road, Saddle River, NJ, 7458
  • At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Pittsfield Co-operative Bank
  • 70 South St, Pittsfield, MA, 01202
  • The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
  • SBA Loan Group
  • 1650 Eastern Parkway, Suite 207, Brooklyn, NY, 11233
  • SBA Loan Group was founded in 2012 to guide small business owners about the SBA loan program and how it works. We specialize in SBA loans, and you are not just a number on a check l-list, but a client and can have personalized attention because each deal is unique for us. Yankie Markowitz is the Chief Executive Officer of SBA Loan Group.
  • Lamar M. Collins, CMPS
  • 197 Ralph Avenue, Ground Floor, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. All loans arranged with third party providers.
  • GCT Mortgage Brokers LLC
  • 253 Ralph Avenue, Suite 100, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Transfiguration Parish Federal Credit Union
  • 429 Broadway, Brooklyn, NY, 11211
  • Transfiguration Parish Federal Credit Union started its operations in the basement of the Transfiguration Church convent on Marcy Avenue in Brooklyn, New York in 1962. Father Karvelis wanted to provide our community with the financial tools and services at a lower cost as compared to other financial institutions.
  • GoRascal
  • 285 North 6th St, Second Floor, Brooklyn, NY, 11211
  • Go Rascal is the story of how two guys, Scott Valins, acknowledged as one of the best mortgage brokers in the country, and David Williams, an accomplished corporate finance and operations professional who built one of the country’s fastest growing online recruiting marketplaces, raised an idea together. And how, in the process, they are raising the
  • Brooklyn Bridge Capital
  • 183 Wilson Street #196, Brooklyn, NY, 11211
  • At Brooklyn Bridge Capital, we possess years of real estate industry experience, offering flexible financing and investing solutions. Founded by Shaya Krausz twelve years ago, our solid reputation has been crafted on a strong edifice of integrity and credibility. Servicing prominent lending institutions, we specialize in non-performing notes and th
  • Bank Leumi USA
  • 579 Fifth Avenue, New York, NY, 10017
  • Bank Leumi USA (Leumi) is now Valley Bank. It is a full-service commercial and private banking institution providing financial services to middle market firms, as well as a full range of private banking solutions to domestic and international clients. Leumi also offers a broad range of securities and insurance products through its brokerage subsidi
  • Titan Capital Inc
  • 140 East 45th Street, 40th Floor, New York, NY, 10017
  • Titan Capital is a direct private bridge lender, with offices in Manhattan and Miami Beach. Since its inception, Titan Capital's team has originated, purchased and managed over $3, 500, 000, 000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets.
  • Real Estate Funding Solutions
  • 211 E 43RD ST, NEW YORK, NY, 10017
  • REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.
  • The Bridge Companies
  • 100 Park Avenue, 16th Floor, New York, NY, 10017
  • The Bridge Companies is a closely held investment organization focused on mortgage and financial services. The company invests in asset advisory, mortgage banking, and asset management groups. The company was founded by seasoned banking and mortgage industry executives with a focus on the US residential mortgage markets.