USDA Vs. FHA your options comparison in Westbrook, Middlesex County, CT
As of 2025, the USDA loan cap in Westbrook, located in Middlesex, CT, is $336,500. Meanwhile, for a single-family dwelling, the FHA limit is $472,030.
Lendersa®'s USDA loan calculator can be leveraged to compare today's top USDA and FHA rates, helping you ascertain the necessary income, credit, reserves, and supporting documents for qualification. This sophisticated mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in choosing the optimal program for your unique financial circumstances in .
Loan ceilings and downpayment requirements for 2025 in Westbrook, Middlesex, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA financing options in Westbrook, CT
Lendersa® strives to match you with the best USDA or FHA loan expediently and without any hassle. Choose from three different starting options leading to a match with lenders and USDA loan services.
A USDA home loan, backed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically available for rural communities. Distinctively, unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require no down payment.
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The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.
Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.
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