USDA and FHA Pro and Con in Deep-River, Middlesex County, CT

For 2025, the USDA loan limit in Deep-River, located within Middlesex, CT, is $310,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA top rates, understanding the necessary income, credit requirements, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Deep-River, Middlesex, CT

Loan Type Loan Limit Down payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Deep-River, CT

Lendersa® aims to provide you with the optimal USDA or FHA loan quickly, without complication. Choose from three starting approaches that align you with the right lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Defining USDA Loans in CT

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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