USDA Vs. FHA Pro and Con comparison in Sterling, Windham County, CT

During 2025, the USDA loan limit for Sterling, within the county of Windham, CT, is set at $336,500, while the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the necessary income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to choose the program that best suits your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Sterling, County of Windham, CT

Type of Loan Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sterling, CT

The objective of Lendersa® is to assist you in quickly securing the most suitable USDA or FHA loan without complexities. Select one of three starting points that align you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CT?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is accessible in rural areas only. While FHA loans require at least a 3.5% down payment, USDA loans do not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Southland Federal Credit Union
  • 2601 S John Redditt Drive, Lufkin, TX, 75904
  • On September 9, 1963, Southland Federal Credit Union’s charter was approved by NCUA (National Credit Union Administration). Starting with only seven members and working out of a house, the credit union started providing financial services to workers and family members of the Southland Paper Mill in Lufkin, Texas.
  • Lufkin Federal Credit Union
  • 204 Gobblers Knob Road, Lufkin, TX, 75904
  • Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
  • Angelina Federal Employees Credit Union
  • 900 Pershing Avenue, Lufkin, TX, 75904
  • Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings loans.
  • Cherokee County Teachers Federal Credit Union
  • US 69 S and FM 2972, Rusk, TX, 75785
  • CCTFCU is a federally-registered credit union serving Cherokee County. We were organized in 1955 to provide low-interest loans and high-yield savings accounts to teachers serving in our school districts. As a federal credit union, we’re a non-profit banking institution that gives back to each and every one of our members with low-interest loans.
  • Texoma Educators Federal Credit Union
  • 506 W Lamar Street, Sherman, TX, 75090
  • Texoma Educators Federal Credit Union is a full-service financial institution serving Grayson County, Texas, and Bryan, Marshall and Atoka counties in Oklahoma. We offer membership to the entire Texoma community, wherever you work! As a non-profit, we are focused on competitive rates and convenient services.
  • My OK Home Loan
  • 1401 Health Center Pkwy, Yukon, OK, 73099
  • My passion is to positively impact the lives of individuals & families by providing wise mortgage advice & Godly direction to improve their financial future. All home loans, FHA, VA, Conventional, Jumbos, USDA and Section 184. Purchases or refinances and also Jolynn has the knowledge and expertise to help you
  • YNB
  • 401 Elm, Yukon, OK, 73099
  • The formation of The Yukon National Bank is closely associated with the formation of the Yukon Mill and Grain Company and the initial growth of the City of Yukon. Even though the Yukon Mill and Grain Company is no longer active, the buildings act as a reminder of where we’ve been and how we got there. Today, YNB boasts five locations
  • First American Mortgage, Inc
  • 1501 S. Ranchwood Blvd, Yukon, OK, 73099
  • First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.