USDA Loan Vs. FHA loan pro & con for Bee-Ridge, Sarasota County, FL

In 2025, USDA loan limit in Bee-Ridge, county of Sarasota, FL is $338,500 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bee-Ridge, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(785) 364-4691 1136 miles Lender's profile and map Reviews The Farmers State Bank 209 Montana Avenue, Holton, KS, 66436 The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank
(800) 633-2423 1136 miles Lender's profile and map Reviews The Denison State Bank 421 New York Avenue, Holton, KS, 66436 The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(620) 382-2109 1137 miles Lender's profile and map Reviews The Marion National Bank 302 E. Main, Marion, KS, 66861 Since 1905, Marion National Bank has been committed to serve the financial needs of our community. We offer a variety of products to help you reach your financial goals.Whether you have been a customer for over 50 years or just started banking with us, we think you will agree, we offer exceptional service to all our customers.
(585) 282-0960 1137 miles Lender's profile and map Reviews Tier One Mortgage (New York) 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
(800) 320-0447 1137 miles Lender's profile and map Reviews Preferred Mortgage Corporation of New York 1674 Empire Blvd, Suite 200, Garden City, NY, 14580 We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
(585) 314-5600 1137 miles Lender's profile and map Reviews Tier One Mortgage, LLC 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
860-469-6068 1137 miles Lender's profile and map Reviews TLOA Mortgage LLC 11 Talcott Notch Rd, Farmington, CT, 06032 TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
(860) 606-0099 1137 miles Lender's profile and map Reviews CT Liberty Mortgage LLC 1027 Farmington Avenue, Suite 100, Farmington, CT, 06032 Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,
(860) 470-5967 1137 miles Lender's profile and map Reviews American Mortgage Affiliates Company, LLC 11 Melrose DR, Suite 102, Farmington, CT, 06032 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(319) 398-5007 1137 miles Lender's profile and map Reviews Metco Credit Union 115 8th Avenue SW, Cedar Rapids, IA, 52404 Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.