USDA Vs. FHA your options comparison in Bee-Ridge, Sarasota County, FL
In 2025, the USDA loan limit within Bee-Ridge, county of Sarasota, FL, is set at $338,500, while the FHA limit for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator that allows you to compare today's optimal USDA versus FHA rates, helping you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs side by side, helping to identify the most suitable option in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Bee-Ridge, County of Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bee-Ridge, FL
Our aim at Lendersa® is to secure you the best USDA or FHA loan quickly and effortlessly. Select one of three starting points to match lenders and explore USDA loan programs effectively.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan requires no down payment.
Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
5115 Maryland Way, Suite 124, Brentwood, TN, 37027
P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
"MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors.
MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
Rapides Federal Credit Union, a financial institution that offers a variety of products and services to meet your financial needs. We are dedicated to providing local service with local decision-making in the communities that we serve. The Rapides Federal Credit Union was chartered in 1958.
41371 West Morgan Avenue, Pennington Gap, VA, 24277
Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.
The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
Dixie Line Credit Union is a not-for-profit financial cooperative founded in 1932, to promote saving, provide financial services and serve as a source of credit for provident and productive purposes, at the lowest possible cost. Throughout Dixie Line Credit Union’s strategic plan, we will make every effort to enable our members.
