USDA Vs. FHA Pro and Con comparison in Gulf-Gate-Estates, Sarasota County, FL
In the year 2025, the USDA loan limit for Gulf-Gate-Estates, within Sarasota county, FL, stands at $338,500, while the FHA loan limit for a single-family dwelling is $356,362.
Try Lendersa® USDA loan calculator to evaluate and contrast today’s USDA versus FHA best rates. This tool also helps determine the necessary income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator lets you compare USDA, FHA, Conforming, and VA options simultaneously, assisting you in choosing the ideal program in for your financial circumstances.
Review 2025 loan limits and down payment requirements in Gulf-Gate-Estates, located in Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan choices in Gulf-Gate-Estates, FL
The mission of Lendersa® is to secure the most suitable USDA or FHA loan for you promptly and effortlessly. Begin with one of three paths provided, leading to matched lenders and tailored USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is accessible only in rural regions. In contrast to FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
(GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
"Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants
For more information about the products we offer"
Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
Community Bank of Pickens County opened for business in 2000. The bank originally opened in a modular unit while a 10,000 square foot facility was being constructed at the corner of Highway 53 and Sammy McGhee Boulevard. Community Bank of Pickens County is the only locally owned bank in Jasper Georgia area.
The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.
We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.
Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts
