USDA and FHA Pro and Con in Gulf-Gate-Estates, Sarasota County, FL
In the year 2025, the USDA loan limit for Gulf-Gate-Estates, within Sarasota county, FL, stands at $338,500, while the FHA loan limit for a single-family dwelling is $356,362.
Try Lendersa® USDA loan calculator to evaluate and contrast today’s USDA versus FHA best rates. This tool also helps determine the necessary income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator lets you compare USDA, FHA, Conforming, and VA options simultaneously, assisting you in choosing the ideal program in for your financial circumstances.
Review 2025 loan limits and down payment requirements in Gulf-Gate-Estates, located in Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan choices in Gulf-Gate-Estates, FL
The mission of Lendersa® is to secure the most suitable USDA or FHA loan for you promptly and effortlessly. Begin with one of three paths provided, leading to matched lenders and tailored USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is accessible only in rural regions. In contrast to FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
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