USDA and FHA Pro and Con in Sarasota, Sarasota County, FL
In 2025, the USDA loan limit in Sarasota, located in the county of Sarasota, FL, is $400,000. The FHA limit for a single-family home stands at $506,000.
Utilize the Lendersa® USDA loan calculator to weigh the most favorable USDA against FHA rates today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Sarasota, Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sarasota, FL
Lendersa® strives to efficiently provide you with the finest USDA or FHA loan, seamlessly and quickly. Start by choosing one of these three paths to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is restricted to rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
1200 North Federal Highway, Suite S200, Boca Raton, FL, 33432
Heide International Mortgage Financing are passionate about Real Estate Finance and are always looking for innovative structures to meet the demands and goals of our clients. The world of mortgage financing can be confusing and frightening. Banks rarely have to time, education or know how that it takes to walk first time home buyers
40 Southeast 5th Street, Suite 502, Boca Raton, FL, 33432
Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise
1515 N. Federal Highway, Suite 300-34, Boca Raton, FL, 33432
Our mission statement is simple. We want to help you to get to the next level. whether it be in your home or business. We have an uncompromising commitment to work as hard as possible on your behalf. We are willing and able to go beyond the call of duty to ensure you receive quality service.
1515 North Federal Highway, Suite 300, Boca Raton, FL, 33432
Howard Grace and Associates is a Full Service Mortgage Brokerage Business specializing in a higher level of service. We are proud of the fact that our success has been the result of referrals from satisfied borrowers who have sent us their friends & family through the years. We take the time to listen to borrowers' needs and tailor each mortgage.
1 South Ocean Blvd, Suite 200, Boca Raton, FL, 33432
With 35+ years of excperience in the mortgage industry, You can rely on us to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
