USDA and FHA Pro and Con in Sarasota, Sarasota County, FL
In 2025, the USDA loan limit in Sarasota, located in the county of Sarasota, FL, is $400,000. The FHA limit for a single-family home stands at $506,000.
Utilize the Lendersa® USDA loan calculator to weigh the most favorable USDA against FHA rates today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Sarasota, Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sarasota, FL
Lendersa® strives to efficiently provide you with the finest USDA or FHA loan, seamlessly and quickly. Start by choosing one of these three paths to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is restricted to rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services
United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie
Core Bank is a full-service community bank focused on meeting clients' banking needs with personal, business, real estate, SBA lending and private client services. Headquartered in Omaha, Nebraska, we have six Midwest locations in the Omaha and Kansas City metros, with our KC location specializing in SBA lending.
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Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.
