USDA Vs. FHA Pro and Con comparison in Brownsville, Miami-Dade County, FL

In 2024, USDA loan limit in Brownsville, county of Miami-Dade, FL is $0 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Brownsville, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Brownsville, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
  • Vermillion Federal Credit Union
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  • Vermillion FCU is a not-for-profit financial institution serving members in the Vermillion community since 1959. Membership is now open to everyone who works in, lives in, worships in or attends school in Clay County, South Dakota & Dixon County, Nebraska. Becoming a member of the credit union means that you also become a part owner.
  • Luminate Home Loans
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  • Century Capital Group Inc
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  • Reliable Mortgage Inc
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  • Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
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  • Frontier Bank
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  • Frontier Bank is a locally owned, community-minded independent bank. We've been dedicated to serving individuals and businesses with the highest degree of care, confidentiality and convenience since starting in Rock Rapids, Iowa in 1932. At Frontier Bank we always treat you like a BIG DEAL.
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