USDA and FHA Pro and Con in Brownsville, Miami-Dade County, FL

In 2025, the USDA loan limit in Brownsville, Miami-Dade county, FL, is set at $0. The FHA limit, on the other hand, is $557,750 for a single-family house.

Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program in that best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Brownsville, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brownsville, FL

Lendersa® is committed to finding you the ideal USDA or FHA loan swiftly and smoothly. Choose one of three starting points to align with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage for eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Associated Mortgage Services, Inc
  • 481 South Pine St., Spartanburg, SC, 29302
  • The Associated Mortgage Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing.
  • Spero Financial
  • 118 Brushy Creek Rd, Easley, SC, 29642
  • While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
  • Nile Mortgage LLC
  • 1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
  • "We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together. Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • OUR PROMISE We're here to help you confidently make smarter decisions about financing your home. Our Values Buying and refinancing a home should be clear and straightforward. An approachable home financing process requires expert guidance. Modern home financing problems deserve updated solutions.
  • Fort McClellan Credit Union
  • 1010 Golden Springs Road, Anniston, AL, 36207
  • Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
  • Providence Mortgage PC
  • 311 East 11th Street, Anniston, AL, 36207
  • Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
  • Jackson Mortgage Company, Inc.
  • 1119 Leighton Ave., Anniston, AL, 36207
  • Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.
  • Bank of York
  • 13 W Liberty St, York, SC, 29745
  • Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
  • Millenia Mortgage
  • 3100 Freedom Way, Hubert, NC, 28539
  • Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
  • Appalachian Home Loans Inc
  • 461 Copper Mines Road, Murrayville, GA, 30564
  • Appalachian Home Loans, Inc. is committed to providing an accessible website. Appalachian Home Loans, Inc. will strive to provide the content you need in the format you require. Appalachian Home Loans, Inc. welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.
  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.