USDA VS FHA in Brownsville, Miami-Dade County, FL

In 2025, the USDA loan limit in Brownsville, Miami-Dade county, FL, is set at $0. The FHA limit, on the other hand, is $557,750 for a single-family house.

Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program in that best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Brownsville, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brownsville, FL

Lendersa® is committed to finding you the ideal USDA or FHA loan swiftly and smoothly. Choose one of three starting points to align with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage for eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Loan X Mortgage team has a consistent history in the mortgage industry of closing loans very quickly and efficiently at the exact requirements of the client and also Loan X has all the necessary tools to service you and help achieve your goals. We believe simplicity is key to every transaction because our clients.
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  • Discover Sistar Mortgage, a premier mortgage company in Michigan dedicated to securing your future. Our expert team provides a comprehensive range of mortgage products, ensuring personalized support from pre-qualification to loan verification. With Sistar Mortgage, experience a seamless and transparent journey to homeownership. Contact us at 1 888-
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  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.