In 2025, the USDA loan limit for Miami-Springs in the county of Miami-Dade, FL, is $0. Conversely, the FHA limit for a single-family home is $402,500.
You can utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $402,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to swiftly secure you the best USDA or FHA loan without hassle. Select one of three starting points to connect with lenders and suitable USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is commonly called the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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