USDA and FHA Pro and Con in Miami, Miami-Dade County, FL
For the year 2025, the USDA loan limit in Miami, located in the county of Miami-Dade, in FL, has been set at $0 whereas the FHA loan restriction is $557,750 specifically for single-family homes.
Utilize the Lendersa® USDA loan calculator today to effectively compare USDA versus FHA rate options, helping you to establish the necessary income, credit standing, reserve amounts, and documentation for qualification. Our sophisticated mortgage comparison tool allows you to examine side by side the USDA, FHA, Conforming, as well as VA options, offering you clear insights to determine which program in is ultimately best suited to your distinct financial needs.
2025 Loan Limits and Down Payment Requirements in the locale of Miami, County of Miami-Dade, FL
Category of Loan
Maximum Loan Value
Initial Payment
USDA
$0
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Solutions in Miami, FL
The aim of Lendersa® is to quickly provide you with the most optimal USDA or FHA loans, simplifying the process. Begin your search at one of three entry points to align with lenders and suitable USDA loan programs.
Understanding the USDA Loan and Its Functionality in FL
The USDA home loan is effectively a loan endorsed by the government through the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and it is exclusively available in rural neighborhood settings. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage loan remarkably requires no down payment whatsoever.
RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
I have been a mortgage& loan specialist for over 20 years. I have the knowledge & experience to help you through your home loan process, whether you are refinancing or purchasing, I will find the right terms to fit your budget. Asper Assured Residential Mortgage Group If you purchased your home in the last few years, now is the time to refinance!
Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information.
United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
FFE Federal Credit Union has been open since 1954. The credit union has assets totaling $4.93 Million and provides banking services to more than 500 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
At Fargo VA Federal Credit Union, our members are our first priority. If you have questions or concerns, we want to know.
We provide products and services that help the financial stability and economic growth for both our members and our community.
As part of your community, we plan for the future to help individuals
At American Federal Bank, we know our clients and understand their farm and business operations. Our clients have confidence in the advice and solutions we offer to help them reach their goals. They know and trust that we will take care of them. Clients tell us they'd recommend American Federal in a heartbeat!
