USDA VS FHA in De-Leon-Springs, Volusia County, FL
In 2026, the USDA loan limit for De-Leon-Springs, located in Volusia, FL, is $285,000, whereas the FHA limit for a single-family house is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today’s competitive USDA and FHA rates and determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in De-Leon-Springs, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in De-Leon-Springs, FL
Lendersa® is focused on securing you the best USDA or FHA loan swiftly and without hassle. Begin your search with one of three approaches that lead to matched lenders and USDA loan options tailored to your needs.
A USDA home loan, backed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, providing easier access to homeownership for eligible buyers.
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