As of 2025, USDA loans in West-DeLand, within the county of Volusia, FL, have a maximum limit of $285,000. For a single-family home, the FHA limit is $356,362.
Use Lendersa®’s USDA loan calculator to evaluate and compare the top USDA and FHA rates today. Identify the income, credit, reserves, and necessary documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side. This helps you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without difficulty. Start by choosing one of three available options to match with lenders and USDA loan programs.
The USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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