USDA Vs. FHA your options comparison in West-DeLand, Volusia County, FL
As of 2026, USDA loans in West-DeLand, within the county of Volusia, FL, have a maximum limit of $285,000. For a single-family home, the FHA limit is $356,362.
Use Lendersa®’s USDA loan calculator to evaluate and compare the top USDA and FHA rates today. Identify the income, credit, reserves, and necessary documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side. This helps you determine which program in suits your financial situation best.
Loan limits and down payment requirements for 2026 in West-DeLand, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in West-DeLand, FL
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without difficulty. Start by choosing one of three available options to match with lenders and USDA loan programs.
The USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.
Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.
Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes
Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street.
On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.
Our excellent loan origination department and servicing staff are just two of the reasons we are one of the leading mortgage lenders in Western Nebraska. Mortgage loans are our expertise, but we also specialize in auto loans, home equity loans, home improvement loans and consumer loans.
Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.
