During 2025, the USDA loan cap in Orange-City, situated in Volusia county of FL, stands at $285,000, while the FHA limit for single-family homes is $356,362.
Leverage Lendersa®'s USDA loan calculator to contrast the most advantageous current rates between USDA and FHA loans. This tool helps you determine the income levels, credit score, financial reserves, and necessary documents required to qualify for a mortgage. Our comprehensive calculator displays USDA, FHA, Conforming, and VA options side by side to decide which program in
Browse loan offers from 100 various lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to match you with the most suitable USDA or FHA loan effectively and swiftly. You can choose one of three pathways to align with lenders providing USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA mortgages require no initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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