FHA Vs. USDA loan program for Orange-City, Volusia County, Florida

During 2026, the USDA loan cap in Orange-City, situated in Volusia county of FL, stands at $285,000, while the FHA limit for single-family homes is $356,362.

Leverage Lendersa®'s USDA loan calculator to contrast the most advantageous current rates between USDA and FHA loans. This tool helps you determine the income levels, credit score, financial reserves, and necessary documents required to qualify for a mortgage. Our comprehensive calculator displays USDA, FHA, Conforming, and VA options side by side to decide which program in complements your financial situation ideally.

Exploring USDA and FHA Loan Possibilities in Orange-City, FL

Lendersa® strives to match you with the most suitable USDA or FHA loan effectively and swiftly. You can choose one of three pathways to align with lenders providing USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in FL?

A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA mortgages require no initial down payment.

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(207) 872-5602 Lender's profile and map Reviews KSW Federal Credit Union 222 College Avenue, Waterville, ME, 04901 The 1950s were lean years in Maine. Seeing potentially no means of a savings plan within daily work boundaries, realizing finance companies were charging such high-interest rates, and knowing that Credit Unions were paying more on shares, the team of Gus Fortin, Henry Moses, and William Lynch approached Mr. Parsons of the Keyes Fibre Company.
(207) 872-2771 Lender's profile and map Reviews New Dimensions Federal Credit Union 94 Silver Street, Waterville, ME, 04901 New Dimensions FCU began in 1956 and was known then as Notre Dame Waterville Federal Credit Union. Our mission was simple – to provide excellent financial services to members of Notre Dame Church in Waterville. Our charter was comprised of members of the parish of Notre Dame Church and on August 27, 1956.
(806) 771-7717 Lender's profile and map Reviews Lone Star State Bank of West Texas 6220 Milwaukee Avenue, Lubbock, TX, 79424 Lone Star State Bank of West Texas is a full-service bank with locations in Lubbock, Odessa, Brownfield, Big Spring, & Midland. Providing comprehensive depository and lending products, our services are delivered with a “high touch” personalized approach. Lone Star is committed to providing superior responsiveness and value to our customers through.
(806) 798-5554 Lender's profile and map Reviews ALLIANCE Credit Union 6219 TX 327 Spur, Lubbock, TX, 79424 ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.
(806) 794-0044 Lender's profile and map Reviews Peoples Bank Texas 5820 82nd St, Lubbock, TX, 79424 Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
(806) 748-1305 Lender's profile and map Reviews Enhance Mortgage 5109 82nd Street, Suite 71135, Lubbock, TX, 79424 Enhance Mortgage in selling a land contract, deed of trust, contract for deed, private mortgage, or real estate note? When you want to convert that real estate note into fast, usable cash, our process is quick, easy, and ethical. There are many reasons to sell your real estate notes and whatever that reason is Enhance Mortgage can help you.
(806) 687-8015 Lender's profile and map Reviews City Bank Mortgage 6524 82nd Street, Suite 120, Lubbock, TX, 79424 City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
(806) 317-0730 Lender's profile and map Reviews HubCityLending 7407 93rd St, Lubbock, TX, 79424 HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
(507) 267-4326 Lender's profile and map Reviews Elysian Bank 121 E Main St, Elysian, MN, 56028 At Elysian Bank we know you by name and provide fast, friendly service. We are a full service Minnesota bank providing the best in small town friendly atmosphere with professional banking services. When you bank with us, you’re doing business with people you know and trust. nd because we’re a local, independent bank, we’re able to respond quickly.
(308) 548-2223 Lender's profile and map Reviews Bank of Clarks 301 N. Green, Clarks, NE, 68628 Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
(806) 293-7091 Lender's profile and map Reviews Plains Federal Credit Union 209 W 4th Street, Plainview, TX, 79072 Plains Federal was chartered in 1958 so we have a lot of practice “helping people”. While we are a small credit union, we are a great example of “good things come in small packages”. Our small staff means we will get to know you personally! We encourage our members to be thrifty and make good financial decisions.