USDA Vs. FHA your options comparison in Edgewood, Orange County, FL

In 2025, for the region of Edgewood in Orange, FL, the USDA loan ceiling is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator today for comparing the top USDA and FHA rates, while determining the needed income, credit, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side, making it easier to identify which program in best fits your financial requirements.

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Loan Limits and Down Payment Needs for 2025 in Edgewood, Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Edgewood, FL

The goal of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan without unnecessary complications. Choose from one of three start points, which lead to matched lenders and various USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

The USDA home loan, ensured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it's restricted to rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans eliminate the down payment entirely, offering a more accessible financing solution in eligible areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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