USDA Loan Vs. FHA loan pro & con for Sky-Lake, Orange County, FL

In 2025, USDA loan limit in Sky-Lake, county of Orange, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sky-Lake, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(218) 463-2135 1595 miles Lender's profile and map Reviews Citizens State Bank of Roseau 118 Main Avenue South, Roseau, MN, 56751 Citizens State Bank of Roseau has been your friendly hometown bank since 1905. Citizens State Bank of Roseau operates as a bank. The Bank offers personal and commercial checking, savings, and loans, as well as online, mobile, and text banking services. Citizens State Bank of Roseau serves customers in the United States.
(970) 406-5014 1595 miles Lender's profile and map Reviews Cedar Home Loans LLC 120 Buffalo Court, Dillon, CO, 80435 Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.
(605) 791-1424 1608 miles Lender's profile and map Reviews Dacotah Federal Credit Union 2990 E Highway 44, Rapid City, SD, 57703 Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.
(605) 923-1405 1609 miles Lender's profile and map Reviews Sentinel Federal Credit Union 22752 Mule Deer Trail, Box Elder, SD, 57719 Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.
(218) 436-2151 1610 miles Lender's profile and map Reviews Prime Security Bank 201 Main Street North, Karlstad, MN, 56732 Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
(218) 528-3255 1611 miles Lender's profile and map Reviews Border Bank 202 Main Street, Badger, MN, 56714 Border Bank has proudly served residents and businesses providing friendly, personalized service that is focused on its customers. The bank has ten locations across Minnesota and North Dakota to serve its customers Badger, Baudette, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, and Thief River Falls.
(701) 782-6295 1616 miles Lender's profile and map Reviews Bank of Hazelton 363 Main Street, Hazelton, ND, 58544 Bank Of Hazelton is a branch office of Bank Of Hazelton. They provide the following services: Full Service Office Location and are located at 363 Main St in Hazelton North Dakota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
(605) 342-9451 1617 miles Lender's profile and map Reviews Rushmore Electric Federal Credit Union 1715 Cambell Street, Rapid City, SD, 57701 Rushmore Electric Federal Credit Union was formed to assist employees and directors of rural electric cooperatives with their financial needs and planning in September 1964. Credit Unions are non-profit financial cooperatives and member-owned, just like rural electric cooperatives.
(605) 341-1203 1617 miles Lender's profile and map Reviews First Western Federal Savings Bank 402 Main St, Rapid City, SD, 57701 At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.
(605) 342-7776 1617 miles Lender's profile and map Reviews Med 5 Federal Credit Union 4956 5th Street, Rapid City, SD, 57701 We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
(800) 672-6365 1617 miles Lender's profile and map Reviews Highmark Federal Credit Union 725 5th St, Rapid City, SD, 57701 Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
(605) 718-1818 1617 miles Lender's profile and map Reviews Black Hills Federal Credit Union 200 Main Street, Rapid City, SD, 57701 BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.