USDA and FHA Pro and Con in Sky-Lake, Orange County, FL

As of 2025, the USDA loan limit for Sky-Lake in Orange County, FL, amounts to $285,000, whereas the FHA ceiling for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare current top rates between USDA and FHA programs. Figure out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, enabling you to decide which is the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Sky-Lake, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Sky-Lake, FL

Lendersa® aims to quickly obtain the best USDA or FHA loan with minimal hassle. Choose one of three starting points to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Westcorp Mortgage Group LLC
  • 14620 SW 126th Ave., Portland, OR, 97224
  • Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
  • Elemental Home Mortgage, LLC
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  • The Lindley Team, Mortgage Lenders
  • [email protected], Portland, OR, 97223
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  • NW Preferred Federal Credit Union
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  • NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
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  • Pro-Active Mortgage
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  • Mortgage Cafe NW
  • 9295 SW Electric St, Suite B, Tigard, OR, 97223
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