USDA Vs. FHA your options comparison in Sky-Lake, Orange County, FL

As of 2025, the USDA loan limit for Sky-Lake in Orange County, FL, amounts to $285,000, whereas the FHA ceiling for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare current top rates between USDA and FHA programs. Figure out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, enabling you to decide which is the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Sky-Lake, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Sky-Lake, FL

Lendersa® aims to quickly obtain the best USDA or FHA loan with minimal hassle. Choose one of three starting points to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Genoa Community Bank
  • 502 Willard Ave, Genoa, NE, 68640
  • The mission of Genoa Community Bank is to provide financial services to the local market area, to meet the needs of its shareholders and employees, and to assist Genoa and surrounding communities to maintain and grow economic activity. Genoa Community Bank will uphold the highest standards of quality and ethics.
  • Prime bank
  • 37 1st Ave NW, Le Mars, IA, 51031
  • Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.
  • The Miners State Bank
  • 312 W. Genesee Street, Iron River, MI, 49935
  • The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
  • The First Bank of Baldwin
  • 990 Main Street, Baldwin, WI, 54002
  • In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building
  • Christiansted Federal Credit Union
  • 43 King Street, Christiansted, VI, 00820
  • The Christiansted Federal Credit Union is a member owned, non-profit financial institution that reinvests its members’ money and provides a full range of personal and affordable financial services to our community. Our goal is to stimulate community development by providing a safe, sound, democratic alternative to traditional banking.
  • Ladysmith Federal Savings and Loan Association
  • 119 West 4th Street North, Ladysmith, WI, 54848
  • Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo
  • Bivins Federal Credit Union
  • 9309 W CIG Road, Suite A, Masterson, TX, 79058
  • Bivins Federal Credit Union has been open since 1940. The credit union has assets totaling $6.57 Million and provides banking services to more than 500 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • The First National Bank of Dighton
  • 105 East Long, Dighton, KS, 67839
  • First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
  • Five Points Bank
  • 2015 N. Broadwell Ave, Grand Island, NE, 68803
  • Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
  • First State Bank of Le Center
  • 88 North Park Avenue, Le Center, MN, 56057
  • First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years. We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.