As of 2026, the USDA loan limit for Sky-Lake in Orange County, FL, amounts to $285,000, whereas the FHA ceiling for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare current top rates between USDA and FHA programs. Figure out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, enabling you to decide which is the best program for your financial situation in Alabama.
Explore offers from a network of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly obtain the best USDA or FHA loan with minimal hassle. Choose one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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