USDA Vs. FHA your options comparison in Belle-Isle, Orange County, FL

In 2026, the USDA loan limit in Belle-Isle, within Orange County, FL, is set at $285,000, compared to the FHA limit of $356,362 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and identify the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial needs in .

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2026 Loan limits and down payment requirements in Belle-Isle, Orange County, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Belle-Isle, FL

Lendersa® aims to help you access the most competitive USDA or FHA loan efficiently. Begin with one of three options that connect you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, ensured by the Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not demand a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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