USDA Loan Vs. FHA loan for Ellenton, FL 2025

In 2025, USDA loan limit in Ellenton, county of Manatee, FL is $400,000 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ellenton, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(970) 879-2723 Lender's profile and map Reviews Routt Federal Credit Union 440 S. Lincoln Ave, Suite B3, Steamboat Springs, CO, 80487 Routt Federal Credit Union was chartered in 1964 and currently serves employees of the public school districts in Routt and Jackson Counties, NW Colorado BOCES, Colorado Mountain College in Routt County, UCHealth Yampa Valley Medical Center, City of Steamboat Springs, Northwest Colorado Health dba VNA, Discovery Learning Center.
(877) 275-2088 Lender's profile and map Reviews MOUNTAIN VALLEY BANK 101 N. 6th Street, Hayden, CO, 80487 Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
(970) 879-2993 Lender's profile and map Reviews Yampa Valley Bank 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487 Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.
(701) 454-3317 Lender's profile and map Reviews KodaBank 104 South Main Street, Drayton, ND, 58225 KodaBank, we offer a wide variety of affordable consumer loans. But money is only one part of the deal. We focus on listening to you, learning all about your personal goals, and finding the right financing to fit your needs. It's a straight-forward, common-sense approach to lending that earns us both new and repeat customers and sets us apart from
(701) 284-7244 Lender's profile and map Reviews First United Bank 503 Briggs Avenue South, Park River, ND, 58270 First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
(701) 667-9500 Lender's profile and map Reviews Railway Credit Union 1006 East Main Street, Mandan, ND, 58554 Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.
(701) 667-7600 Lender's profile and map Reviews lewis & clark development group 200 1st Avenue NW, Suite 100, Mandan, ND, 58554 The Lewis & Clark Development Group is a collaboration of three separate non-profit organizations, Lewis & Clark Regional Development Council (LCRDC), the Lewis & Clark Certified Development Company (LCCDC), and CommunityWorks North Dakota (CWND), joined to provide programs and loans to support businesses
888-852-6241 Lender's profile and map Reviews Patriot Funding 2020 3rd Street SE Suite F-4, Mandan, ND, 58554 At Patriot Funding, you are more than your credit score. We want to revolutionize your financial outlook. Patriot Funding wants to help you change your life by cutting your bills for your high interest rate credit cards in half. We also want to make it easier for you to achieve your goals by giving you only one bill to pay.
(701) 597-3391 Lender's profile and map Reviews Flasher Community Credit Union 105 N Main Street, Flasher, ND, 58535 Flasher Community Credit Union is a community chartered credit union open to all people living within a 50-mile radius of Flasher, ND. We have been in business since 1939 serving the financial needs of our members. The credit union is a financial cooperative owned by its members.
(701) 255-0042 Lender's profile and map Reviews Capital Credit Union ND 204 W. Thayer Ave, Bismarck, ND, 58501 Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.