USDA Vs. FHA Pro and Con comparison in Ellenton, Manatee County, FL
In 2025, the USDA loan limit for Ellenton, in the county of Manatee, FL is $400,000, whereas the FHA limit for a single-family residence is $506,000.
Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA options, and to identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, assisting you in determining which financial program in suits you best.
2025 Loan Limits and Downpayment Needs in Ellenton, Manatee, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Ellenton, FL
The purpose of Lendersa® is to match you with optimal USDA or FHA loans quickly and with ease. Choose from three starting points to pair with lenders and explore USDA loan offerings.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan, accessible only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment.
The credit union was started in 1954 by a small group of teachers from Lufkin ISD. Mr. Pop Ward and Miss Zelma Cook were instrumental in the beginning.
The credit union is a state chartered credit union and answers to the Texas Credit Union Department. Savings are insured by the National Credit Union Association up to $250, 000.00.
Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.
ILA 1351 FCU is dedicated to serving members of the International Long Shoremen's Association 1351 in La Porte, Texas.
We've served the Houston area since 1966. With current CEO Jan Stewart & Office Manager Ann Phelps and help and hard work of all past and current board members
USI Federal Credit Union was organized in 1959 as a non-profit financial cooperative. The purpose of the Credit Union’s was to serve the employees of USI and their families and today we continue the tradition.
Credit Union members are the actual owners of the credit union. When you deposit money into your account,
Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable
Auto Loans
Farming Expense Loans
Business Loans
Personal Loans
Home Equity Loans
Farm Operating Loans
Farm Purchase Loans.
First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products
17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.
