USDA Vs. FHA Pro and Con comparison in Memphis, Manatee County, FL
In 2025, for Memphis within the county of Manatee, FL, the USDA loan limit is $400,000, while the FHA loan for a single-family home is capped at $506,000.
Use the Lendersa® USDA loan calculator to compare the best rates between today's USDA and FHA loans. Determine the necessary income, credit score, reserves, and documentation to qualify. With our advanced mortgage calculator, see USDA, FHA, VA, and Conforming loans side by side, enabling you to choose the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Memphis, County of Manatee, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Memphis, FL
Lendersa® aims to provide the optimal USDA or FHA loan quickly and smoothly. Choose from three pathways that connect you with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan. It is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not need any down payment.
Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business
Over the 15 ye
501 S Cherry St, Suite 1100, Denver City, CO, 80246
Located in Denver, CO our team of commercial financing specialists. With a network of vetted lenders, we work to assure you have the information to make the right financing choices. Our team has over 36 years of experience in the banking and private lending industry – an experience we bring to bear on your behalf.
We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
650 South Cherry Street, Suite 1400, Denver, CO, 80246
GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
4340 East Kentucky Avenue, Suite 439, Glendale, CO, 80246
"We compare wholesale mortgage rates to obtain the best Colorado loan for you.
Mortgage costs can vary by thousands of dollars for the same loan product.
We make it easy to find the right mortgage since 1999.
Please request a quote if you are shopping for a Colorado mortgage.
Our process is fast and paperless!"
720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
Porter Federal Credit Union serves the employees of Centura Health – we are located on the campus of Porter Adventist Hospital in Denver. Our office is located in the Harvard Park West medical building behind Porter Adventist Hospital at: 850 E Harvard Ave G-45, Denver, CO 80210.
We are committed to providing customized mortgage products and services that are tailored to meet your individual needs. Our loan experts are committed to guiding you to the right loan to help you reach your financial goals with integrity and professionalism.
Move Up Mortgage NMLS #2016625. All Rights Reserved
1777 South Harrison Street, Suite 903, Denver, CO, 80210
Our goal is simple To help every family we serve get to “Yes.” Yes to the loan that unlocks the joy of home ownership. Yes to the lending solutions that meet every client’s unique needs and wants. That’s why we dedicate our every resource to serve as your personal guide through the lending process, solving problems, building confidence.
