USDA Vs. FHA Pro and Con comparison in Palmetto, Manatee County, FL
In 2025, the USDA loan limit in Palmetto, within Manatee county, FL, is $400,000. In contrast, the FHA limit for a single-family home is set at $506,000.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates and analyze the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Palmetto, Manatee County, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Palmetto, FL
The aim of Lendersa® is to quickly secure you the most suitable USDA or FHA loan with ease. Choose one of three initial pathways to find matching lenders and tailor USDA loan programs.
The USDA home loan is a government-backed loan through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, accessible solely in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment.
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