USDA Loan Vs. FHA loan pro & con Flagler-Estates, St. Johns County, FL

As of 2025, the USDA loan limit in Flagler-Estates, situated in the county of St. Johns, FL, is $310,900. Meanwhile, the FHA limit for a single-family home is $388,700.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program is ideal for your financial situation in .

USDA and FHA Loan Options in Flagler-Estates, FL

The goal of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is applicable to rural areas only. Unlike FHA loans requiring at least 3.5% down payment, USDA loans require none.

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(507) 289-9000 Lender's profile and map Reviews Foresight Bank 138 West Broadway, Plainview, MN, 55964 Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability. We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,
(507) 534-3137 Lender's profile and map Reviews Peoples State Bank 100 4th Ave SE, Suite 6, Plainview, MN, 55964 Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
(715) 257-9337 Lender's profile and map Reviews Athens Area Credit Union 112 Alfred Street, Athens, WI, 54411 Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
(207) 865-4443 Lender's profile and map Reviews Midcoast Federal Credit Union 186 Lower Main Street, Freeport, ME, 04032 Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.
(402) 665-3431 Lender's profile and map Reviews CerescoBank 130 West Elm Street, Ceresco, NE, 68017 CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
(906) 428-4040 Lender's profile and map Reviews Baybank 104 South Tenth Street, Gladstone, MI, 49837 We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
(906) 428-3535 Lender's profile and map Reviews First Bank, MI 1400 Delta Avenue, Gladstone, MI, 49837 First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
(800) 442-6666 Lender's profile and map Reviews Northway Bank 9 Main Street, Berlin, NH, 03570 Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
(402) 359-2281 Lender's profile and map Reviews First Nebraska Bank 330 N Spruce St, Valley, NE, 68064 First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
(402) 324-5444 Lender's profile and map Reviews Western National Bank 523 Thayer Ave, Chester, NE, 68327 Western National Bank Main Street is often viewed as the heart of a community. Where people come together, where dreams are formed, and where plans are put into action. Main Street might change over time but its purpose remains: to inspire prosperity among its residents. Similarly, Mainstreet Bank was founded to help fuel people’s dreams
(785) 738-3501 Lender's profile and map Reviews Guaranty State Bank and Trust Company 201 South Mill Street, Beloit, KS, 67420 The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.