USDA Loan Vs. FHA loan for Flagler-Estates, FL [St. Johns County ]

In 2025, USDA loan limit in Flagler-Estates, county of St. Johns, FL is $310,900 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Flagler-Estates, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

916.799.1561 Lender's profile and map Reviews Big Valley Mortgage 9250 Laguna Springs Dr #200, Elk Grove, CA, 95758 Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty
(888) 740-3037 Lender's profile and map Reviews Mortgage Tree Capital 9281 Office Park Circle Suite 158, Elk Grove, CA, 95758 Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
(916) 835-2782 Lender's profile and map Reviews Sunrise Vista Mortgage 836 57th Street, Suite 202, Sacramento, CA, 95819 The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER
(916) 966-9000 Lender's profile and map Reviews Capital Five Finance 4825 J Street, Suite 201, Sacramento, CA, 95819 "CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities. We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."
(800) 800-8888 Lender's profile and map Reviews Allequities Funding 3811 Florin Road, Suite 3, Sacramento, CA, 95823 This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
(916) 747-7959 Lender's profile and map Reviews Allgenes Home Loans 6747 Stockton Boulevard, Suite B, Sacramento, CA, 95823 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(916) 802-0901 Lender's profile and map Reviews Floyd Eugene Luman II 4520 61st Street, Sacramento, CA, 95820 I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
+1 (916) 836-1771 Lender's profile and map Reviews iCapital Options 1545 River Park Dr, Sacramento, CA, 95815 At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
9168361771 Lender's profile and map Reviews PIC Group 1545 River Park Dr, Sacramento, CA, 95815 PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
855.219.5295 Lender's profile and map Reviews Optimus Capital 1545 River Park Drive, Suite 335, Sacramento, CA, 95815 Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
916-277-9304 Lender's profile and map Reviews Socotra Capital 2208 29th St Suite 100, Sacramento, CA, 95817 Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.