USDA Vs. FHA Pro and Con comparison in St.-Augustine-Beach, St. Johns County, FL
As of 2026, the USDA loan limit in St.-Augustine-Beach, situated in St. Johns County, FL, reaches $310,900, while the FHA limit for a single-family home is $388,700.
Leverage the Lendersa® USDA loan calculator to assess the most favorable current USDA versus FHA rates. Identify the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side to help you determine the best choice for your financial circumstances in Alabama.
2026 Loan Limits and Down Payment Requirements in St.-Augustine-Beach, St. Johns, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in St.-Augustine-Beach, FL
The aim of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Select one of three initial paths that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.
The Family Credit Union provides relevant financial products and services to encourage the lifelong success of our members. The credit union was originally founded in 1935 as the Kohrs Credit Union. Shortly thereafter the name changed to Oscar Mayer Credit Union after the Oscar Mayer Company purchased Kohrs.
At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve.
We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
3501 Western Center Boulevard, Fort Worth, TX, 76137
Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan.
In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.
5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
