USDA Vs. FHA Pro and Con comparison in St.-Augustine-Beach, St. Johns County, FL
As of 2025, the USDA loan limit in St.-Augustine-Beach, situated in St. Johns County, FL, reaches $310,900, while the FHA limit for a single-family home is $388,700.
Leverage the Lendersa® USDA loan calculator to assess the most favorable current USDA versus FHA rates. Identify the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side to help you determine the best choice for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in St.-Augustine-Beach, St. Johns, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in St.-Augustine-Beach, FL
The aim of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Select one of three initial paths that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Lake Shore FCU was chartered in 1967. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union
Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.
Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
Cta-74th Street DFCU the home of 69th/74th Depot Federal Credit Union. We pride ourselves on great customer care and friendly service. We were established in 1937 and have a rich and great history of service to our members whether they are Bus/Bus maintenance, Rail/Rail maintenance, G.O. we service CTA employees and their families.
10231 S Western Avenue, Floor 2, Chicago, IL, 60643
Our credit union was established in 1956 as Chicago Fire Officers' Association Credit Union. The credit union was originally established to help our fellow fire officers.
We are excited about our name change to Chicago's Bravest Credit Union and our new website. We are looking forward to growing and modernizing.
CPOECU is a not-for-profit, member-owned financial cooperative whose mission is to assist in meeting the financial needs of its members by encouraging savings and offering services at reasonable and competitive rates. We are committed to the financial education of our youth members here at CPOECU
We pride ourselves in establishing personal relationships that last a lifetime. Diligent service is not optional but a requirement. It has quickly earned us a reputation for conducting business with honesty and integrity. As a result, Marvel Ventures Mortgage was the multiple year Broker of the Year nominee for excellence in their field.
