USDA Vs. FHA Pro and Con comparison in St.-Augustine-Beach, St. Johns County, FL
As of 2025, the USDA loan limit in St.-Augustine-Beach, situated in St. Johns County, FL, reaches $310,900, while the FHA limit for a single-family home is $388,700.
Leverage the Lendersa® USDA loan calculator to assess the most favorable current USDA versus FHA rates. Identify the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side to help you determine the best choice for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in St.-Augustine-Beach, St. Johns, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in St.-Augustine-Beach, FL
The aim of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Select one of three initial paths that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
The MS National Guard FCU serves retired/active members of the MS Air and Army National Guard. Members of the Mississippi Air/Army National Guard including full-time, federal, state, active-duty, civilian, traditional guardsmen, and employees of the non-appropriated fund activities at Thompson Field.
DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.
We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,
Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.
McComb Federal Credit Union, your member-owned financial institution, we are committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are non-profit financial services coop own by our members and devoted to helping them achieve their financial goals.
Magee Financial, LLC has been a leader in the consumer finance industry since 1955. We pride ourselves on our personal customer relations and strive to offer the best financial solution to all our customers, regardless of their financial situation. We respect our customers and offer quick, convenient and personal service.
For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.
